Median Earnings (1yr)
$32,994
62nd percentile (60th in NY)
Median Debt
$26,528
4% above national median
Debt-to-Earnings
0.80
Manageable
Sample Size
98
Adequate data

Analysis

SUNY Buffalo State's psychology program lands squarely in the middle of the pack—60th percentile among New York programs—but that positioning actually works in students' favor given the typical challenges psychology degrees face. With debt of $26,528 and first-year earnings of $32,994, graduates face a manageable 0.80 debt-to-earnings ratio and carry less debt than many NY peers despite earning similar amounts. More than half of students receive Pell grants here, suggesting this is a relatively affordable path to a psychology degree for working-class families.

The earnings trajectory shows steady improvement, climbing 21% from year one to year four to reach nearly $40,000. This pattern matters for psychology graduates, who often need time to find positions that value their degree or to pursue graduate education. While you'll notice top NY programs like CUNY Graduate Center produce graduates earning $48,000, those programs typically serve graduate students or non-traditional populations—not directly comparable cohorts.

For families considering this degree, the key question is whether your student plans to stop at a bachelor's or continue to graduate school. Psychology bachelor's degrees rarely lead to high-paying careers without additional credentials, but Buffalo State delivers this foundational education at below-average debt levels. If your child is set on psychology and considering in-state options, this represents a financially sensible choice—just ensure they understand they're likely buying a stepping stone, not a destination.

Where SUNY Buffalo State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

SUNY Buffalo State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How SUNY Buffalo State University graduates compare to all programs nationally

SUNY Buffalo State University graduates earn $33k, placing them in the 62th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
SUNY Buffalo State University$32,994$39,963$26,5280.80
CUNY Graduate School and University Center$48,299$41,272$19,4620.40
Excelsior University$43,574—$28,9140.66
CUNY Medgar Evers College$39,868$41,004$11,7000.29
Empire State University$39,188$40,013$29,0500.74
Touro University$38,918$37,736$20,5000.53
National Median$31,482—$25,5000.81

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Graduate School and University Center
New York
$7,410$48,299$19,462
Excelsior University
Albany
—$43,574$28,914
CUNY Medgar Evers College
Brooklyn
$7,352$39,868$11,700
Empire State University
Saratoga Springs
$7,630$39,188$29,050
Touro University
New York
$21,810$38,918$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY Buffalo State University, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 98 graduates with reported earnings and 124 graduates with debt data. Small samples may not be representative.