Analysis
A debt load around $16,000 for an associate's degree in accounting positions graduates reasonably well compared to the estimated $37,000 in first-year earnings—a debt-to-earnings ratio of 0.43 suggests manageable repayment. What's striking is that this estimated earnings figure significantly outpaces the $28,922 median for New Jersey accounting associate's programs. Similar community colleges in the state like Essex County and Hudson County show first-year earnings around $29,000, making this program's projected outcome notably stronger if it holds true. The estimated debt sits higher than New Jersey's $7,500 median but remains well below the national average of $19,354 for this credential.
The challenge here is that both figures are derived from national peer programs rather than actual Sussex County outcomes, meaning the earnings advantage over other New Jersey schools is speculative. Accounting associate's degrees typically lead to bookkeeping, accounts payable, or entry-level tax preparation roles—positions where earnings can vary considerably based on whether graduates land with larger firms or small businesses. The 35% Pell grant population suggests many students here need the degree to pay off quickly.
If this program delivers earnings closer to state norms rather than the national benchmark, you're looking at a tighter financial picture. The debt level is workable either way, but confirm what types of employers typically hire from Sussex County's program and what those starting salaries actually look like before committing.
Where Sussex County Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in New Jersey
Accounting associates's programs at peer institutions in New Jersey (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,544 | $37,001* | — | $15,979* | — | |
| $5,346 | $29,026* | $43,896 | —* | — | |
| $5,020 | $28,818* | $43,434 | $7,500* | 0.26 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sussex County Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.