Analysis
A debt-to-earnings ratio of 0.43 suggests this program delivers what most families hope for in a community college accounting degree: manageable debt relative to starting salary. Based on comparable associate's programs nationally, graduates typically earn around $37,000 in their first year while carrying roughly $16,000 in debt—a balance that translates to approximately 5 months of gross income to cover the cost. This positions students to realistically pay down their loans without derailing other financial goals.
California's accounting landscape shows Taft College tracks closely with statewide patterns, where similar programs produce median earnings near $38,000. The estimated figures here land right in the middle of that range, neither outperforming peers like Asher College nor underperforming the baseline. For families considering whether this associate's degree justifies the investment, the numbers from peer programs indicate a relatively safe financial path—accounting credentials at this level historically provide steady entry into bookkeeping and junior accounting roles.
The key uncertainty is whether Taft's actual outcomes match these peer-based projections. Since the data comes from similar programs rather than tracked graduates of this specific school, families should verify job placement rates and talk to recent alumni before committing. Still, the estimated debt burden appears reasonable enough that even modest variations from the projection wouldn't dramatically alter the risk profile.
Where Taft College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in California
Accounting associates's programs at peer institutions in California (110 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,108 | $37,001* | — | $15,979* | — | |
| — | $41,351* | — | $17,375* | 0.42 | |
| $1,364 | $34,604* | — | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Taft College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.