Analysis
Based on comparable urban studies programs nationally, Tennessee State graduates would enter the workforce earning around $40,300—right at the national median for this field. With estimated debt of $23,000, that translates to a manageable debt burden of about 57% of first-year income, considerably better than many bachelor's programs. For a school serving a predominantly moderate-income student body (52% receive Pell grants), this ratio suggests the credential shouldn't become a financial albatross.
The challenge with urban studies lies less in the debt load than in the field's earning trajectory. Similar programs across the country cluster tightly around $40,000-$47,000 in early earnings, suggesting limited variation in outcomes regardless of institution. This is a field where your child's specific career path—whether they move into urban planning, nonprofit management, or local government—will likely matter more than where they earned the degree. TSU's Nashville location could provide networking advantages in a growing Sun Belt metro area, though the estimates here can't capture those regional benefits.
If your child is genuinely drawn to urban policy and community development work, the financial fundamentals appear sound enough to proceed. Just recognize that this isn't a field where early earnings typically surge, and the specific outcomes for TSU graduates remain uncertain given the estimation. The combination of reasonable debt and median-level earnings suggests a viable path, particularly if your child secures relevant internships during school to strengthen their positioning in a competitive field.
Where Tennessee State University Stands
Earnings vs. debt across all urban studies/affairs bachelors's programs nationally
Compare to Similar Programs Nationally
Urban Studies/Affairs bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,568 | $40,294* | — | $23,000* | — | |
| $14,850 | $58,171* | $81,737 | $14,444* | 0.25 | |
| $7,424 | $50,008* | $66,159 | $18,600* | 0.37 | |
| $68,230 | $48,731* | — | $14,000* | 0.29 | |
| $12,643 | $47,585* | $64,344 | $18,965* | 0.40 | |
| $12,817 | $47,585* | $64,344 | $18,965* | 0.40 | |
| National Median | — | $40,294* | — | $21,775* | 0.54 |
Career Paths
Occupations commonly associated with urban studies/affairs graduates
Sociologists
Social Sciences Teachers, Postsecondary, All Other
Urban and Regional Planners
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.