Analysis
A $23,500 debt load for a physics bachelor's degree sits right at the typical level for Texas programs, but the estimated $39,285 first-year earnings deserve a closer look. Based on comparable physics programs across Texas, this figure trails the national median by roughly $8,400โa significant gap that becomes more concerning when you see flagship programs like Texas A&M College Station producing graduates who earn $14,000 more in their first year. The 0.60 debt-to-earnings ratio itself isn't alarming, but it reflects starting salaries that lag behind what physics majors typically command.
Physics degrees generally open doors to well-paying careers, yet outcomes vary dramatically even within Texas. With a 40% Pell grant population and an 89% admission rate, Texas A&M-Corpus Christi serves a different student demographic than the state's research powerhouses, which may partly explain the earnings gap. However, parents should recognize that peer programs suggest graduates here start at roughly 82% of what physics majors nationally earn. Whether that reflects regional labor markets, industry connections, or graduate school placement rates isn't clear from the data.
The practical reality: this estimated debt level is manageable if earnings follow typical physics career trajectories with strong mid-career growth. But if your student is targeting high-paying physics careers in aerospace, tech, or research, investigate whether this specific program's placement record matches the opportunities available at Texas's higher-earning physics programs.
Where Texas A & M University-Corpus Christi Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Texas
Physics bachelors's programs at peer institutions in Texas (40 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,748 | $39,285* | โ | $23,500* | โ | |
| $11,852 | $57,435* | โ | $25,000* | 0.44 | |
| $13,099 | $53,329* | โ | $17,522* | 0.33 | |
| $11,450 | $41,737* | โ | $23,500* | 0.56 | |
| $11,678 | $36,832* | $76,239 | $20,333* | 0.55 | |
| $8,991 | $36,328* | โ | $27,508* | 0.76 | |
| National Median | โ | $47,670* | โ | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A & M University-Corpus Christi, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in TX. Actual outcomes may vary.