Median Earnings (1yr)
$54,813
54th percentile (60th in TX)
Median Debt
$24,106
4% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
25
Limited data

Analysis

Texas A&M-Central Texas delivers above-average outcomes for accounting graduates in a state with 67 competing programs. With first-year earnings of $54,813, graduates here earn more than 60% of accounting programs across Texas and slightly above the national median. The debt load of $24,106 translates to a 0.44 debt-to-earnings ratio—meaning graduates owe less than half their first-year salary, a manageable position that most can handle with standard repayment plans. For families concerned about affordability, nearly half the student body receives Pell grants, suggesting the school serves working-class students effectively.

The caveat here matters: this data comes from fewer than 30 graduates, so individual outcomes could vary more widely than at larger programs. That said, the school's 100% admission rate and performance above the Texas median suggests it's creating genuine opportunity for students who might not access the state's elite programs—where earnings reach into the high $60,000s but admission is competitive.

For parents of students with solid academic records, the elite Texas programs offer substantially higher earnings potential. But for students seeking an open-access path into accounting with predictable costs and earnings that exceed most Texas competitors, this program accomplishes its mission. The debt burden won't handicap your graduate's early career, and the credential opens doors in a profession with clear advancement paths.

Where Texas A&M University-Central Texas Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Texas A&M University-Central TexasOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas A&M University-Central Texas graduates compare to all programs nationally

Texas A&M University-Central Texas graduates earn $55k, placing them in the 54th percentile of all accounting bachelors programs nationally.

Compare to Similar Programs in Texas

Accounting bachelors's programs at peer institutions in Texas (67 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas A&M University-Central Texas$54,813—$24,1060.44
Texas Christian University$72,031$78,532$17,7780.25
Southern Methodist University$68,643$77,801$15,8500.23
Baylor University$68,187$80,617$20,5000.30
The University of Texas at Austin$68,082$78,482$19,4620.29
Texas A&M University-College Station$67,186$84,502$17,6410.26
National Median$53,694—$25,0000.47

Other Accounting Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$72,031$17,778
Southern Methodist University
Dallas
$64,460$68,643$15,850
Baylor University
Waco
$54,844$68,187$20,500
The University of Texas at Austin
Austin
$11,678$68,082$19,462
Texas A&M University-College Station
College Station
$13,099$67,186$17,641

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-Central Texas, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.