Analysis
Texas A&M-Central Texas delivers above-average outcomes for accounting graduates in a state with 67 competing programs. With first-year earnings of $54,813, graduates here earn more than 60% of accounting programs across Texas and slightly above the national median. The debt load of $24,106 translates to a 0.44 debt-to-earnings ratioβmeaning graduates owe less than half their first-year salary, a manageable position that most can handle with standard repayment plans. For families concerned about affordability, nearly half the student body receives Pell grants, suggesting the school serves working-class students effectively.
The caveat here matters: this data comes from fewer than 30 graduates, so individual outcomes could vary more widely than at larger programs. That said, the school's 100% admission rate and performance above the Texas median suggests it's creating genuine opportunity for students who might not access the state's elite programsβwhere earnings reach into the high $60,000s but admission is competitive.
For parents of students with solid academic records, the elite Texas programs offer substantially higher earnings potential. But for students seeking an open-access path into accounting with predictable costs and earnings that exceed most Texas competitors, this program accomplishes its mission. The debt burden won't handicap your graduate's early career, and the credential opens doors in a profession with clear advancement paths.
Where Texas A&M University-Central Texas Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Texas A&M University-Central Texas graduates compare to all programs nationally
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,627 | $54,813 | β | $24,106 | 0.44 | |
| $57,220 | $72,031 | $78,532 | $17,778 | 0.25 | |
| $64,460 | $68,643 | $77,801 | $15,850 | 0.23 | |
| $54,844 | $68,187 | $80,617 | $20,500 | 0.30 | |
| $11,678 | $68,082 | $78,482 | $19,462 | 0.29 | |
| $13,099 | $67,186 | $84,502 | $17,641 | 0.26 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-Central Texas, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.