Analysis
Texas math programs typically produce first-year earnings around $50,000, and the estimated figures for TAMU-Central Texas align closely with that state median—suggesting graduates likely enter the workforce at competitive starting points. With estimated debt of $19,333, the 0.39 debt-to-earnings ratio sits comfortably below the 1.0 threshold that financial advisors generally recommend, making the debt burden manageable on a starting salary.
The challenge is context. Top Texas programs like UT-Austin and UT-Dallas report considerably higher first-year earnings ($60,000+), while TAMU-Central Texas serves a different population—nearly half its students receive Pell grants and the school has open admission. This isn't necessarily a knock on outcomes; it may reflect different career paths or geographic employment patterns in the Killeen area versus major metros. Mathematics degrees offer versatility—teaching, data analysis, actuarial work, or graduate school preparation—and starting salaries vary significantly based on which direction graduates choose.
For families weighing this investment, the estimated numbers suggest reasonable value if your student plans to work immediately after graduation and the debt projections hold true. The uncertainty here matters: these figures are drawn from peer programs across Texas, not actual TAMU-Central Texas outcomes. Before committing, verify current financial aid packages and talk to the department about where recent graduates actually land jobs and what they earn.
Where Texas A&M University-Central Texas Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Texas
Mathematics bachelors's programs at peer institutions in Texas (70 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,627 | $49,708* | — | $19,333* | — | |
| $64,460 | $74,516* | $79,735 | $21,000* | 0.28 | |
| $11,678 | $60,011* | $75,618 | $20,500* | 0.34 | |
| $14,564 | $58,238* | — | $19,745* | 0.34 | |
| $9,711 | $54,710* | $57,873 | $20,100* | 0.37 | |
| $11,164 | $53,133* | $54,367 | $23,689* | 0.45 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-Central Texas, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in TX. Actual outcomes may vary.