Median Earnings (1yr)
$45,440
18th percentile (40th in TX)
Median Debt
$30,686
23% above national median
Debt-to-Earnings
0.68
Manageable
Sample Size
85
Adequate data

Analysis

Texas A&M-San Antonio's accounting program lands at the median among Texas schools—a practical middle ground for students seeking an affordable four-year degree. At $45,440 in first-year earnings, graduates earn about $4,000 less than the typical Texas accounting grad but carry $8,400 more debt than the state median. That's a meaningful difference: the 0.68 debt-to-earnings ratio means students are borrowing about eight months of their starting salary, compared to roughly five months at other Texas programs.

The university's 92% admission rate and high Pell grant enrollment (51%) suggest this serves as an accessible option for San Antonio-area students who might otherwise skip accounting entirely. But there's a real gap here—graduates from UT Austin or Texas A&M's main campus in College Station earn 50% more in their first year, yet the debt loads aren't dramatically different. This program sits squarely in the state's middle tier, neither particularly advantageous nor problematic.

For families prioritizing staying close to home and keeping costs manageable, this works—especially if a student can reduce that debt load through scholarships or community college transfer credits. But students with stronger academic profiles who could gain admission to the state's flagship programs should seriously weigh whether the $20,000+ earnings premium elsewhere justifies any additional costs or relocation. The value here depends heavily on what alternatives are genuinely available.

Where Texas A&M University-San Antonio Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Texas A&M University-San AntonioOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas A&M University-San Antonio graduates compare to all programs nationally

Texas A&M University-San Antonio graduates earn $45k, placing them in the 18th percentile of all accounting bachelors programs nationally.

Compare to Similar Programs in Texas

Accounting bachelors's programs at peer institutions in Texas (67 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas A&M University-San Antonio$45,440—$30,6860.68
Texas Christian University$72,031$78,532$17,7780.25
Southern Methodist University$68,643$77,801$15,8500.23
Baylor University$68,187$80,617$20,5000.30
The University of Texas at Austin$68,082$78,482$19,4620.29
Texas A&M University-College Station$67,186$84,502$17,6410.26
National Median$53,694—$25,0000.47

Other Accounting Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$72,031$17,778
Southern Methodist University
Dallas
$64,460$68,643$15,850
Baylor University
Waco
$54,844$68,187$20,500
The University of Texas at Austin
Austin
$11,678$68,082$19,462
Texas A&M University-College Station
College Station
$13,099$67,186$17,641

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-San Antonio, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 85 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.