Analysis
Texas A&M-San Antonio's accounting program lands at the median among Texas schools—a practical middle ground for students seeking an affordable four-year degree. At $45,440 in first-year earnings, graduates earn about $4,000 less than the typical Texas accounting grad but carry $8,400 more debt than the state median. That's a meaningful difference: the 0.68 debt-to-earnings ratio means students are borrowing about eight months of their starting salary, compared to roughly five months at other Texas programs.
The university's 92% admission rate and high Pell grant enrollment (51%) suggest this serves as an accessible option for San Antonio-area students who might otherwise skip accounting entirely. But there's a real gap here—graduates from UT Austin or Texas A&M's main campus in College Station earn 50% more in their first year, yet the debt loads aren't dramatically different. This program sits squarely in the state's middle tier, neither particularly advantageous nor problematic.
For families prioritizing staying close to home and keeping costs manageable, this works—especially if a student can reduce that debt load through scholarships or community college transfer credits. But students with stronger academic profiles who could gain admission to the state's flagship programs should seriously weigh whether the $20,000+ earnings premium elsewhere justifies any additional costs or relocation. The value here depends heavily on what alternatives are genuinely available.
Where Texas A&M University-San Antonio Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Texas A&M University-San Antonio graduates compare to all programs nationally
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,548 | $45,440 | — | $30,686 | 0.68 | |
| $57,220 | $72,031 | $78,532 | $17,778 | 0.25 | |
| $64,460 | $68,643 | $77,801 | $15,850 | 0.23 | |
| $54,844 | $68,187 | $80,617 | $20,500 | 0.30 | |
| $11,678 | $68,082 | $78,482 | $19,462 | 0.29 | |
| $13,099 | $67,186 | $84,502 | $17,641 | 0.26 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-San Antonio, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 85 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.