Analysis
The $21,750 debt load estimated for TCU's mathematics program sits right at the national median, and comparable programs across Texas suggest first-year earnings around $49,700—creating a manageable debt-to-earnings ratio of 0.44. That figure means roughly five months of gross pay to cover the total debt, which falls within reasonable bounds for a bachelor's degree. However, it's worth noting that several Texas mathematics programs with reported outcomes show significantly higher starting salaries, with SMU graduates earning $74,500 and UT Austin graduates making $60,000 in their first year.
The gap between TCU's estimated outcomes and these top performers raises practical questions. Mathematics degrees typically open doors to quantitative roles in finance, tech, and analytics—fields where starting salaries can vary widely based on industry connections and recruiting pipelines. At a selective private university with strong regional ties, TCU may offer networking advantages that aren't captured in the peer-program estimates. But those estimates also suggest TCU graduates might start $10,000-25,000 below what nearby competitors achieve, which compounds over a career.
For parents weighing this investment, the core question is whether TCU's specific advantages—smaller classes, campus culture, alumni network—justify potential earnings differences versus larger state programs. The estimated debt load is reasonable, but maximizing return means your student should aggressively pursue internships and leverage career services to target higher-paying quantitative roles from day one.
Where Texas Christian University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Texas
Mathematics bachelors's programs at peer institutions in Texas (70 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $57,220 | $49,708* | — | $21,750* | — | |
| $64,460 | $74,516* | $79,735 | $21,000* | 0.28 | |
| $11,678 | $60,011* | $75,618 | $20,500* | 0.34 | |
| $14,564 | $58,238* | — | $19,745* | 0.34 | |
| $9,711 | $54,710* | $57,873 | $20,100* | 0.37 | |
| $11,164 | $53,133* | $54,367 | $23,689* | 0.45 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Christian University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in TX. Actual outcomes may vary.