Median Earnings (1yr)
$48,432
60th percentile (60th in TX)
Median Debt
$26,000
At national median
Debt-to-Earnings
0.54
Manageable
Sample Size
85
Adequate data

Analysis

Texas Lutheran's business program sits squarely in the middle of Texas's business school landscape—60th percentile for both earnings and debt within the state. Starting at $48,432 and climbing to $56,465 by year four, graduates earn roughly 10% more than the typical Texas business graduate and above the national median. The debt load of $26,000 translates to a manageable 0.54 ratio against first-year earnings, meaning graduates owe about half of what they'll make in their first year.

The 17% earnings growth trajectory is healthy, though the program won't launch your child toward the $60,000+ starting salaries that Texas's elite business schools command. This is a program that delivers steady, middle-class outcomes rather than exceptional ones. With a 95% admission rate and nearly 40% of students on Pell grants, Texas Lutheran serves a different population than UT Austin or SMU—and the outcomes reflect that accessibility mission.

For families looking at private colleges in Texas without breaking the bank, this represents reasonable value. The debt burden stays modest, earnings beat state averages, and graduates show solid income progression. If your child needs a less selective entry point into business education and you're comfortable with mid-tier corporate or small business career paths, this program performs exactly as you'd hope—not spectacular, but reliably above average for the state.

Where Texas Lutheran University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Texas Lutheran UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas Lutheran University graduates compare to all programs nationally

Texas Lutheran University graduates earn $48k, placing them in the 60th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Business Administration, Management and Operations bachelors's programs at peer institutions in Texas (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas Lutheran University$48,432$56,465$26,0000.54
Texas Christian University$71,984$93,488$25,0000.35
The University of Texas at Austin$66,289$79,482$20,7500.31
LeTourneau University$65,144$63,561$39,6680.61
Baylor University$63,438$69,489$22,8660.36
Southern Methodist University$60,659$105,314$19,5000.32
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$71,984$25,000
The University of Texas at Austin
Austin
$11,678$66,289$20,750
LeTourneau University
Longview
$35,500$65,144$39,668
Baylor University
Waco
$54,844$63,438$22,866
Southern Methodist University
Dallas
$64,460$60,659$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Lutheran University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 85 graduates with reported earnings and 91 graduates with debt data. Small samples may not be representative.