Analysis
Texas Lutheran's MIS program sits right at the state median—similar programs in Texas produce first-year earnings around $53,000—but that's about $6,700 below the national benchmark for this field. The estimated debt of roughly $27,000 is manageable at a 0.50 ratio, though it's higher than Texas's typical $20,500 for this major. The real concern is how far behind this puts graduates compared to Texas's powerhouse programs: UT Austin grads earn $87,000, A&M grads $71,000. Even mid-tier state schools like UNT place graduates at $64,000.
For a school with a 95% admission rate serving many first-generation students (38% on Pell grants), these peer-based estimates suggest reasonable outcomes—graduates can realistically service their debt. But MIS is a field where institutional reputation and tech ecosystem access matter enormously. Your child would be entering the workforce at a significant earnings disadvantage compared to graduates from Texas's research universities, and it's unclear whether Texas Lutheran offers the recruiting pipelines or industry connections that justify this gap.
The debt is workable, but paying private school tuition for state-median outcomes in a field where better-resourced programs dominate hiring deserves scrutiny. If Texas Lutheran offers something unique—smaller classes, personalized mentorship, or specific career support—factor that in. Otherwise, comparable earnings at lower debt might be available at public alternatives.
Where Texas Lutheran University Stands
Earnings vs. debt across all management information systems and services bachelors's programs nationally
Compare to Similar Programs in Texas
Management Information Systems and Services bachelors's programs at peer institutions in Texas (40 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,920 | $52,836* | — | $26,581* | — | |
| $11,678 | $86,622* | $96,963 | $19,000* | 0.22 | |
| $13,099 | $71,032* | — | $19,500* | 0.27 | |
| $54,844 | $70,873* | $93,275 | $24,000* | 0.34 | |
| $9,711 | $65,574* | $75,533 | $16,750* | 0.26 | |
| $11,164 | $64,441* | $77,222 | $20,970* | 0.33 | |
| National Median | — | $59,490* | — | $24,000* | 0.40 |
Career Paths
Occupations commonly associated with management information systems and services graduates
Computer and Information Systems Managers
Database Architects
Data Warehousing Specialists
Computer Programmers
Computer Science Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Lutheran University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in TX. Actual outcomes may vary.