Analysis
The four-year earnings figure tells an unexpected story: graduates earn less four years out ($42,897) than the estimated first-year figure ($49,406) based on comparable Texas accounting programs. While unusual, this dip could reflect the regional economy in Brownsville, where many accounting graduates might start at firms or offices in more lucrative markets before returning home or shifting to lower-paying but more flexible positions. The estimated debt of around $21,800 sits below both state and national medians for accounting programs, which matters when earnings appear to plateau or even decline in those crucial early career years.
Texas accounting programs span an enormous rangeβfrom prestigious private universities placing graduates above $68,000 to regional programs serving local markets. Similar bachelor's programs in Texas typically produce first-year earnings around $49,400 with debt near $22,300, suggesting this program tracks with state norms for accessibility. The debt-to-earnings ratio of 0.44 is manageable, meaning graduates should be able to handle loan payments even at the lower four-year earnings level.
The practical question is whether your child plans to stay in the Rio Grande Valley or pursue opportunities in Dallas, Houston, or Austin where accounting salaries run higher. The degree appears affordable and debt loads remain reasonable, but the local job market may not reward the credential as generously as metro areas do. If mobility is an option, the low debt load becomes a genuine advantage.
Where Texas Southmost College Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Texas Southmost College | β | $42,897 | β |
| Texas A&M University-College Station | $67,186 | $84,502 | +26% |
| Baylor University | $68,187 | $80,617 | +18% |
| Texas Christian University | $72,031 | $78,532 | +9% |
| The University of Texas at Austin | $68,082 | $78,482 | +15% |
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,148 | $49,406* | $42,897 | $21,808* | β | |
| $57,220 | $72,031* | $78,532 | $17,778* | 0.25 | |
| $64,460 | $68,643* | $77,801 | $15,850* | 0.23 | |
| $54,844 | $68,187* | $80,617 | $20,500* | 0.30 | |
| $11,678 | $68,082* | $78,482 | $19,462* | 0.29 | |
| $13,099 | $67,186* | $84,502 | $17,641* | 0.26 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Southmost College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 43 similar programs in TX. Actual outcomes may vary.