Median Earnings (1yr)
$53,528
78th percentile (60th in TX)
Median Debt
$21,174
19% below national median
Debt-to-Earnings
0.40
Manageable
Sample Size
290
Adequate data

Analysis

Texas Tech's business program offers something increasingly rare: strong earnings without crushing debt. At $53,528 in year one and climbing to $66,219 by year four, graduates earn more than the national median from day one and show healthy progression. The 0.40 debt-to-earnings ratio—meaning just five months of income covers the typical debt load—gives graduates real financial flexibility early in their careers.

While the program sits at the 60th percentile among Texas business schools, context matters here. It outperforms programs at private universities charging far more, and it beats schools in major metros like Houston and Dallas that theoretically offer better job markets. Sure, UT Austin and TCU graduates earn more initially, but they're also navigating significantly higher costs of attendance. Tech's graduates enter the workforce on solid footing, with room to negotiate job offers rather than feeling pressured to take the first paycheck that comes along.

For an accessible state university (71% admission rate), these outcomes punch above weight class. The strong sample size confirms this isn't a statistical fluke—it's a consistent pattern of graduates finding good jobs and managing reasonable debt loads. If your child can handle Lubbock's remote location and wants a business degree that pays off without financial strain, this program delivers.

Where Texas Tech University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Texas Tech UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas Tech University graduates compare to all programs nationally

Texas Tech University graduates earn $54k, placing them in the 78th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Business Administration, Management and Operations bachelors's programs at peer institutions in Texas (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas Tech University$53,528$66,219$21,1740.40
Texas Christian University$71,984$93,488$25,0000.35
The University of Texas at Austin$66,289$79,482$20,7500.31
LeTourneau University$65,144$63,561$39,6680.61
Baylor University$63,438$69,489$22,8660.36
Southern Methodist University$60,659$105,314$19,5000.32
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$71,984$25,000
The University of Texas at Austin
Austin
$11,678$66,289$20,750
LeTourneau University
Longview
$35,500$65,144$39,668
Baylor University
Waco
$54,844$63,438$22,866
Southern Methodist University
Dallas
$64,460$60,659$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Tech University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 290 graduates with reported earnings and 293 graduates with debt data. Small samples may not be representative.