Analysis
Texas Tech's business program offers something increasingly rare: strong earnings without crushing debt. At $53,528 in year one and climbing to $66,219 by year four, graduates earn more than the national median from day one and show healthy progression. The 0.40 debt-to-earnings ratioβmeaning just five months of income covers the typical debt loadβgives graduates real financial flexibility early in their careers.
While the program sits at the 60th percentile among Texas business schools, context matters here. It outperforms programs at private universities charging far more, and it beats schools in major metros like Houston and Dallas that theoretically offer better job markets. Sure, UT Austin and TCU graduates earn more initially, but they're also navigating significantly higher costs of attendance. Tech's graduates enter the workforce on solid footing, with room to negotiate job offers rather than feeling pressured to take the first paycheck that comes along.
For an accessible state university (71% admission rate), these outcomes punch above weight class. The strong sample size confirms this isn't a statistical flukeβit's a consistent pattern of graduates finding good jobs and managing reasonable debt loads. If your child can handle Lubbock's remote location and wants a business degree that pays off without financial strain, this program delivers.
Where Texas Tech University Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How Texas Tech University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Texas Tech University | $53,528 | $66,219 | +24% |
| Southern Methodist University | $60,659 | $105,314 | +74% |
| Texas Christian University | $71,984 | $93,488 | +30% |
| The University of Texas at Austin | $66,289 | $79,482 | +20% |
| Texas A&M University-College Station | $59,306 | $73,138 | +23% |
Compare to Similar Programs in Texas
Business Administration, Management and Operations bachelors's programs at peer institutions in Texas (94 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,852 | $53,528 | $66,219 | $21,174 | 0.40 | |
| $57,220 | $71,984 | $93,488 | $25,000 | 0.35 | |
| $11,678 | $66,289 | $79,482 | $20,750 | 0.31 | |
| $35,500 | $65,144 | $63,561 | $39,668 | 0.61 | |
| $54,844 | $63,438 | $69,489 | $22,866 | 0.36 | |
| $64,460 | $60,659 | $105,314 | $19,500 | 0.32 | |
| National Median | β | $45,703 | β | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Tech University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 290 graduates with reported earnings and 293 graduates with debt data. Small samples may not be representative.