Median Earnings (1yr)
$45,476
36th percentile
40th percentile in Texas
Median Debt
$29,750
38% above national median

Analysis

Texas Tech's mathematics program costs more upfront but delivers relatively modest returns. With $29,750 in median debt—about 50% higher than what typical Texas math graduates carry—students here are borrowing significantly more while earning less. At $45,476 one year out, graduates make roughly $4,200 below the state median and trail the national average by about $3,300. Among Texas's 70 math programs, this ranks in just the 40th percentile.

The debt burden stands out as the main concern. While the 0.65 debt-to-earnings ratio isn't catastrophic, it's heavily influenced by the higher borrowing. Compare this to UT Austin, where math graduates earn $60,000+ with similar or lower debt loads, or even University of North Texas ($53,133) just down the highway. The 18% earnings growth over four years is solid, bringing graduates to $53,440—but they're still playing catch-up on that initial debt disadvantage.

For families considering Texas Tech's math program, the question becomes whether there's a compelling reason to choose it over stronger in-state alternatives. If your child has admission offers from UT Austin, UT Dallas, or Houston, those programs deliver notably better financial outcomes. Texas Tech might make sense for students who need the more accessible admission profile (71% acceptance rate), but they should understand they're taking on above-average debt for below-average math earnings in Texas.

Where Texas Tech University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Earnings Distribution

How Texas Tech University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Texas Tech University$45,476$53,440+18%
Southern Methodist University$74,516$79,735+7%
The University of Texas at Austin$60,011$75,618+26%
East Texas A&M University$52,044$65,776+26%
Baylor University$45,195$60,983+35%

Compare to Similar Programs in Texas

Mathematics bachelors's programs at peer institutions in Texas (70 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas Tech UniversityLubbock$11,852$45,476$53,440$29,7500.65
Southern Methodist UniversityDallas$64,460$74,516$79,735$21,0000.28
The University of Texas at AustinAustin$11,678$60,011$75,618$20,5000.34
The University of Texas at DallasRichardson$14,564$58,238$19,7450.34
University of HoustonHouston$9,711$54,710$57,873$20,1000.37
University of North TexasDenton$11,164$53,133$54,367$23,6890.45
National Median$48,772$21,5000.44

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Tech University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 113 graduates with reported earnings and 125 graduates with debt data. Small samples may not be representative.