Analysis
Texas Tech's mathematics program costs more upfront but delivers relatively modest returns. With $29,750 in median debt—about 50% higher than what typical Texas math graduates carry—students here are borrowing significantly more while earning less. At $45,476 one year out, graduates make roughly $4,200 below the state median and trail the national average by about $3,300. Among Texas's 70 math programs, this ranks in just the 40th percentile.
The debt burden stands out as the main concern. While the 0.65 debt-to-earnings ratio isn't catastrophic, it's heavily influenced by the higher borrowing. Compare this to UT Austin, where math graduates earn $60,000+ with similar or lower debt loads, or even University of North Texas ($53,133) just down the highway. The 18% earnings growth over four years is solid, bringing graduates to $53,440—but they're still playing catch-up on that initial debt disadvantage.
For families considering Texas Tech's math program, the question becomes whether there's a compelling reason to choose it over stronger in-state alternatives. If your child has admission offers from UT Austin, UT Dallas, or Houston, those programs deliver notably better financial outcomes. Texas Tech might make sense for students who need the more accessible admission profile (71% acceptance rate), but they should understand they're taking on above-average debt for below-average math earnings in Texas.
Where Texas Tech University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How Texas Tech University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Texas Tech University | $45,476 | $53,440 | +18% |
| Southern Methodist University | $74,516 | $79,735 | +7% |
| The University of Texas at Austin | $60,011 | $75,618 | +26% |
| East Texas A&M University | $52,044 | $65,776 | +26% |
| Baylor University | $45,195 | $60,983 | +35% |
Compare to Similar Programs in Texas
Mathematics bachelors's programs at peer institutions in Texas (70 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,852 | $45,476 | $53,440 | $29,750 | 0.65 | |
| $64,460 | $74,516 | $79,735 | $21,000 | 0.28 | |
| $11,678 | $60,011 | $75,618 | $20,500 | 0.34 | |
| $14,564 | $58,238 | — | $19,745 | 0.34 | |
| $9,711 | $54,710 | $57,873 | $20,100 | 0.37 | |
| $11,164 | $53,133 | $54,367 | $23,689 | 0.45 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Tech University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 113 graduates with reported earnings and 125 graduates with debt data. Small samples may not be representative.