Median Earnings (1yr)
$49,187
30th percentile (40th in TX)
Median Debt
$23,453
6% below national median
Debt-to-Earnings
0.48
Manageable
Sample Size
24
Limited data

Analysis

Texas Woman's University's accounting program sits right at the state median for earnings—$49,187 in the first year versus Texas's $49,406—but that comparison obscures two realities. First, Texas accounting programs span an enormous range, from TWU's middle-tier outcomes to TCU's $72,000 starting salaries. Second, with a small sample size (under 30 graduates), these numbers could shift significantly year to year. The 40th percentile state ranking suggests this program falls short of what many Texas accounting programs deliver, though the modest debt load of $23,453 keeps the financial risk contained.

The 17% earnings growth to $57,639 by year four is respectable, and the debt-to-earnings ratio of 0.48 means graduates should be able to manage their loans. TWU serves a population where 40% receive Pell grants, and for students from those backgrounds, graduating with under $24,000 in debt while entering a stable accounting career has real value. The concern is mainly about opportunity cost—attending UT Austin or Texas A&M (if admitted) would likely mean 35-40% higher starting earnings for similar debt levels.

For families prioritizing low debt and a straightforward path to an accounting job, this works. But given the wide availability of accounting programs in Texas, students with options should compare carefully. The limited sample size here means requesting more recent placement data from TWU directly would be wise before committing.

Where Texas Woman's University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Texas Woman's UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas Woman's University graduates compare to all programs nationally

Texas Woman's University graduates earn $49k, placing them in the 30th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Accounting bachelors's programs at peer institutions in Texas (67 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas Woman's University$49,187$57,639$23,4530.48
Texas Christian University$72,031$78,532$17,7780.25
Southern Methodist University$68,643$77,801$15,8500.23
Baylor University$68,187$80,617$20,5000.30
The University of Texas at Austin$68,082$78,482$19,4620.29
Texas A&M University-College Station$67,186$84,502$17,6410.26
National Median$53,694—$25,0000.47

Other Accounting Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$72,031$17,778
Southern Methodist University
Dallas
$64,460$68,643$15,850
Baylor University
Waco
$54,844$68,187$20,500
The University of Texas at Austin
Austin
$11,678$68,082$19,462
Texas A&M University-College Station
College Station
$13,099$67,186$17,641

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Woman's University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.