Analysis
A debt-to-earnings ratio near 0.5 suggests manageable financial risk, but the picture here requires interpretation. Physics bachelor's programs nationally produce median first-year earnings around $47,670, and comparable programs at similar institutions typically leave graduates with roughly $23,000 in debt. Catholic University likely falls within this range, though without school-specific data, families should recognize they're betting on national averages holding true for this particular program.
The financial math works reasonably well at these levels—first-year earnings double the debt load means most graduates could service their loans without severe strain. Physics degrees generally open doors to multiple career paths, from research positions to tech sector roles, though starting salaries vary considerably depending on whether graduates pursue industry jobs, graduate school, or teaching. The DC location could offer networking advantages in federal research agencies and defense contractors, potentially justifying the investment if students leverage those connections.
For families weighing this option, the key question is whether Catholic University's physics program delivers outcomes matching the national median or whether its smaller scale (suggested by the suppressed data) means fewer industry partnerships and placement support. Request specific information from the school about recent graduate outcomes, industry placement rates, and graduate school acceptance. The estimated numbers suggest adequate value, but you're investing based on pattern rather than proof.
Where The Catholic University of America Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $55,834 | $47,670* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The Catholic University of America, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.