Analysis
The University of Findlay's estimated $35,001 debt load substantially exceeds both the national median ($26,625) and Ohio's median ($25,000) for HR bachelor's programs—a concerning gap when paired with estimated first-year earnings of $45,244 based on comparable Ohio programs. That puts graduates roughly $10,000 deeper in debt than peers statewide while earning about what's typical for Ohio HR graduates, who already trail the national median by $5,000.
The debt-to-earnings ratio of 0.77 suggests manageable but not comfortable repayment, particularly given that top Ohio programs like Walsh University and Ohio State produce graduates earning $80,566 and $58,991 respectively. Those schools demonstrate that substantially higher outcomes are achievable in-state, raising questions about whether Findlay's premium debt is justified by placement networks, curriculum differentiation, or other factors that actual graduate data would clarify.
For parents weighing this investment, the critical unknown is whether Findlay's specific outcomes align with these state estimates or diverge significantly. If actual earnings match peer programs but debt runs higher—as these estimates suggest—you're looking at several extra years of loan payments compared to alternatives. Before committing, get concrete answers from Findlay about their HR graduates' actual placement rates and starting salaries, then compare those hard numbers against lower-debt options in Ohio.
Where The University of Findlay Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Compare to Similar Programs in Ohio
Human Resources Management and Services bachelors's programs at peer institutions in Ohio (35 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,646 | $45,244* | — | $35,001* | — | |
| $34,595 | $80,566* | — | $29,812* | 0.37 | |
| $12,859 | $58,991* | $64,319 | $19,500* | 0.33 | |
| $36,298 | $55,253* | — | $35,001* | 0.63 | |
| $12,799 | $51,422* | $55,723 | $20,750* | 0.40 | |
| $49,100 | $50,938* | — | $20,000* | 0.39 | |
| National Median | — | $50,361* | — | $26,625* | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Findlay, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 19 similar programs in OH. Actual outcomes may vary.