Analysis
A chemistry bachelor's degree from Montana carries an estimated $23,675 in debtβa manageable figure when compared to the national median of $24,000 for this field. Based on comparable chemistry programs nationally, graduates typically earn around $42,600 in their first year, creating a debt-to-earnings ratio of 0.56. That means roughly half a year's salary would cover the educational investment, which falls within reasonable bounds for a STEM degree.
The challenge lies in Montana's limited job market for chemistry graduates. While the degree itself opens doors to lab work, quality control, or graduate programs, the state has just seven chemistry programs competing for relatively few local positions in this field. Many graduates may need to relocate for career opportunities, which adds financial complexity to the equation. The university's 96% admission rate and modest academic profile suggest this program serves students who might not access flagship research institutions, but it also raises questions about whether the curriculum matches employers' expectations.
For parents weighing this investment, the debt load is reasonable and the degree holds valueβbut plan for geographic flexibility after graduation. If your student is committed to staying in Montana long-term, they should research local employment options thoroughly before enrolling, as opportunities in chemistry are limited compared to larger markets.
Where The University of Montana Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs Nationally
Chemistry bachelors's programs at top institutions nationally
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,152 | $42,581* | β | $23,675* | β | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,766 | $55,389* | β | $23,600* | 0.43 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $16,080 | $54,055* | $67,828 | $24,893* | 0.46 | |
| National Median | β | $42,581* | β | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Montana, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.