Analysis
A bachelor's in Finance from Montana typically leads to starting salaries around $53,590, based on national benchmarks for similar programsβa respectable figure for the Mountain West, though well below what coastal finance hubs offer. The estimated debt of $22,192 creates a manageable debt-to-earnings ratio of 0.41, meaning graduates would owe roughly five months of their first-year salary. That's a reasonable financial burden, particularly for a field where early-career earnings often increase as professionals gain licenses and client relationships.
The challenge is location. Montana has only three Finance programs statewide, and Missoula isn't exactly a financial services hub. Graduates typically need to either pursue corporate finance roles with Montana's limited number of large employers or relocate to cities with robust banking and investment sectors. University of Montana's 96% admission rate and modest test scores suggest this isn't drawing the most competitive cohort, which matters in finance where institutional prestige and recruiting networks significantly impact early placement.
For families comfortable with either keeping their graduate in Montana's smaller market or supporting a post-graduation move to Seattle, Denver, or beyond, the debt load won't be crushing. But if the plan is landing a $70,000 analyst position straight out of college, understand that the estimates here reflect national averagesβnot the outcomes specific to UM grads navigating a challenging regional job market.
Where The University of Montana Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs Nationally
Finance and Financial Management Services bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,152 | $53,590* | β | $22,192* | β | |
| $66,104 | $122,698* | $206,646 | $12,865* | 0.10 | |
| $65,081 | $106,218* | $126,672 | $16,877* | 0.16 | |
| $62,982 | $102,814* | $152,625 | $19,250* | 0.19 | |
| $62,693 | $99,222* | $111,893 | $19,000* | 0.19 | |
| $64,758 | $85,944* | $113,398 | $19,500* | 0.23 | |
| National Median | β | $53,590* | β | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Montana, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 431 similar programs. Actual outcomes may vary.