Analysis
The University of Montana's open-access model could make this natural resources program appealing to students who might not gain admission elsewhere, but the financial picture requires careful consideration. Peer programs across the country suggest first-year earnings around $38,000 against an estimated $23,250 in debt—a manageable ratio of 0.61 that's better than many bachelor's programs. However, these figures come from national medians rather than UM-specific outcomes, and Missoula's location in a state with limited alternative programs means you're making this decision without the ability to compare against local competitors with actual reported data.
The field of natural resources management tends to attract mission-driven students, but that passion needs to align with financial reality. An entry salary near $38,000 makes that debt load serviceable—monthly payments would consume roughly 10-12% of gross income—but it doesn't leave much cushion for graduates who choose lower-paying conservation or nonprofit roles common in this sector. Montana's natural beauty and outdoor recreation economy might offer career advantages that offset the earnings estimates, or they might mean fierce competition for limited positions.
With a 96% admission rate and modest test scores, UM isn't academically selective, which could signal either accessibility or a less rigorous program depending on your perspective. Given the estimation uncertainty and the field's typically modest compensation, this program works best for students with minimal additional debt from earlier years or family support to reduce borrowing needs.
Where The University of Montana Stands
Earnings vs. debt across all natural resources management and policy bachelors's programs nationally
Compare to Similar Programs Nationally
Natural Resources Management and Policy bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,152 | $37,946* | — | $23,250* | — | |
| $15,988 | $48,967* | — | $21,755* | 0.44 | |
| $9,648 | $47,232* | — | $25,000* | 0.53 | |
| $16,408 | $44,445* | $51,853 | $25,000* | 0.56 | |
| $9,412 | $42,490* | — | $23,250* | 0.55 | |
| $32,049 | $41,863* | $50,456 | $27,000* | 0.64 | |
| National Median | — | $37,946* | — | $25,000* | 0.66 |
Career Paths
Occupations commonly associated with natural resources management and policy graduates
Economists
Environmental Economists
Forestry and Conservation Science Teachers, Postsecondary
Economics Teachers, Postsecondary
Criminal Justice and Law Enforcement Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Government Property Inspectors and Investigators
Regulatory Affairs Specialists
Customs Brokers
Detectives and Criminal Investigators
Police Identification and Records Officers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Montana, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 26 similar programs. Actual outcomes may vary.