Analysis
A debt-to-earnings ratio of 0.64 typically signals manageable debt, but the context here requires scrutiny. While comparable public health bachelor's programs nationally suggest first-year earnings around $37,500, the two Montana schools with reported data tell strikingly different stories—one delivers nearly $75,000 in early earnings, the other just $31,000. That $44,000 gap within a small state market should matter to you. Montana's median for public health sits at $53,000, significantly above what peer programs suggest for this credential, but without actual graduate outcomes from University of Montana, you're investing based on patterns from distant programs rather than proven performance.
The estimated $24,000 debt load is reasonable if those national earnings estimates hold true here, but public health careers often require additional credentials for advancement, potentially adding years and debt before your child reaches comfortable income levels. The program's 96% admission rate and modest academic profile suggest broad access, though that reveals nothing about employment placement rates or whether graduates stay in Montana's limited public health job market versus relocating to find opportunities.
You're essentially betting that University of Montana's program performs closer to Montana Tech's outcomes than Carroll's, with no hard data to confirm that assumption. If staying in Montana matters and your child wants direct entry to the field without graduate school, get specific answers about where recent graduates actually work and what they earn—estimates from other states won't predict this program's value.
Where The University of Montana Stands
Earnings vs. debt across all public health bachelors's programs nationally
Compare to Similar Programs in Montana
Public Health bachelors's programs at peer institutions in Montana (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,152 | $37,548* | — | $24,000* | — | |
| $8,050 | $74,771* | $82,190 | $27,000* | 0.36 | |
| $40,352 | $30,831* | — | $25,250* | 0.82 | |
| National Median | — | $37,548* | — | $26,000* | 0.69 |
Career Paths
Occupations commonly associated with public health graduates
Physicists
Medical and Health Services Managers
Medical Scientists, Except Epidemiologists
Genetic Counselors
Epidemiologists
Physics Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
Climate Change Policy Analysts
Environmental Restoration Planners
Industrial Ecologists
Occupational Health and Safety Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Montana, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 213 similar programs. Actual outcomes may vary.