Analysis
Michigan finance programs show enormous variation in outcomes, with top schools like Michigan State producing graduates earning $68,000 while others cluster in the $58,000-$60,000 range. Based on comparable programs across the state, Olivet students would likely earn around $57,000 in their first yearβclose to the state median and above the national benchmark of $53,600. That's a reasonable starting point for a finance career, though notably below what graduates from MSU or Oakland typically command.
The estimated debt load of about $26,000 creates a manageable debt-to-earnings ratio of 0.46, meaning graduates would owe roughly half their first-year salary. This is significantly better than many bachelor's programs and suggests loan payments shouldn't consume an outsized portion of entry-level earnings. With 42% of students receiving Pell grants, Olivet serves a population where keeping debt under control matters enormously.
The challenge is uncertainty. These estimates derive from peer institutions rather than Olivet's actual track record, so there's no way to know whether this program consistently places graduates in finance roles or if outcomes vary widely year to year. For families comfortable with that ambiguity and who need an affordable path to a finance degree, the projected numbers suggest a workable investmentβjust recognize you're making that decision without the concrete evidence available at larger state universities.
Where The University of Olivet Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Michigan
Finance and Financial Management Services bachelors's programs at peer institutions in Michigan (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,076 | $56,804* | β | $25,990* | β | |
| $15,988 | $68,103* | $79,866 | $23,250* | 0.34 | |
| $14,694 | $61,804* | $78,839 | $23,944* | 0.39 | |
| $14,190 | $60,023* | $65,653 | $26,672* | 0.44 | |
| $55,746 | $59,926* | β | $24,979* | 0.42 | |
| β | $58,735* | $60,192 | $14,012* | 0.24 | |
| National Median | β | $53,590* | β | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Olivet, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 17 similar programs in MI. Actual outcomes may vary.