Median Earnings (1yr)
$41,588
46th percentile
60th percentile in Tennessee
Median Debt
$24,999
4% above national median

Analysis

With fewer than 30 graduates in the sample, these numbers deserve skepticism, but the pattern they suggest is worth examining. UTC's chemistry program produces earnings nearly identical to Tennessee's median ($41,588 vs. $41,588), placing it at the 60th percentile statewide—marginally ahead of UT-Knoxville but trailing Austin Peay. The $25,000 debt load sits above the state's typical $20,104, creating a slightly tighter financial picture than most Tennessee chemistry programs offer.

The 0.60 debt-to-earnings ratio isn't alarming—graduates could theoretically pay off loans in well under two years of full earnings—but it's worth noting this trails the national median earnings by about $1,000 annually. For a relatively accessible program (77% admission rate), UTC delivers middle-of-the-pack results both statewide and nationally. Chemistry graduates typically see stronger earnings growth in years two through ten as they move into specialized roles or graduate programs, which could improve this program's value proposition over time.

If your child is committed to chemistry and wants to stay in Tennessee, UTC won't put them at a disadvantage compared to other state options. Just remember that small sample sizes mean one year's graduate cohort could look quite different from the next. The program performs competitively within Tennessee, but the slightly elevated debt relative to state norms means families should explore scholarship opportunities aggressively.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

Earnings Distribution

How The University of Tennessee-Chattanooga graduates compare to all programs nationally

Compare to Similar Programs in Tennessee

Chemistry bachelors's programs at peer institutions in Tennessee (34 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-ChattanoogaChattanooga$10,144$41,588—$24,9990.60
Austin Peay State UniversityClarksville$8,675$42,475—$20,5000.48
The University of Tennessee-KnoxvilleKnoxville$13,484$41,589$44,354$19,5000.47
University of MemphisMemphis$10,344$36,881$50,076$20,0000.54
National Median—$42,581—$24,0000.56

Career Paths

Occupations commonly associated with chemistry graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Computer and Information Research Scientists

Conduct research into fundamental computer and information science as theorists, designers, or inventors. Develop solutions to problems in the field of computer hardware and software.

$140,910/yrJobs growth:Master's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Chemists

Conduct qualitative and quantitative chemical analyses or experiments in laboratories for quality or process control or to develop new products or knowledge.

$86,620/yrJobs growth:Bachelor's degree

Chemistry Teachers, Postsecondary

Teach courses pertaining to the chemical and physical properties and compositional changes of substances. Work may include providing instruction in the methods of qualitative and quantitative chemical analysis. Includes both teachers primarily engaged in teaching, and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Environmental Science Teachers, Postsecondary

Teach courses in environmental science. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Environmental Scientists and Specialists, Including Health

Conduct research or perform investigation for the purpose of identifying, abating, or eliminating sources of pollutants or hazards that affect either the environment or public health. Using knowledge of various scientific disciplines, may collect, synthesize, study, report, and recommend action based on data derived from measurements or observations of air, food, soil, water, and other sources.

$80,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.