Median Earnings (1yr)
$41,588
46th percentile (60th in TN)
Median Debt
$24,999
4% above national median
Debt-to-Earnings
0.60
Manageable
Sample Size
16
Limited data

Analysis

With fewer than 30 graduates in the sample, these numbers deserve skepticism, but the pattern they suggest is worth examining. UTC's chemistry program produces earnings nearly identical to Tennessee's median ($41,588 vs. $41,588), placing it at the 60th percentile statewide—marginally ahead of UT-Knoxville but trailing Austin Peay. The $25,000 debt load sits above the state's typical $20,104, creating a slightly tighter financial picture than most Tennessee chemistry programs offer.

The 0.60 debt-to-earnings ratio isn't alarming—graduates could theoretically pay off loans in well under two years of full earnings—but it's worth noting this trails the national median earnings by about $1,000 annually. For a relatively accessible program (77% admission rate), UTC delivers middle-of-the-pack results both statewide and nationally. Chemistry graduates typically see stronger earnings growth in years two through ten as they move into specialized roles or graduate programs, which could improve this program's value proposition over time.

If your child is committed to chemistry and wants to stay in Tennessee, UTC won't put them at a disadvantage compared to other state options. Just remember that small sample sizes mean one year's graduate cohort could look quite different from the next. The program performs competitively within Tennessee, but the slightly elevated debt relative to state norms means families should explore scholarship opportunities aggressively.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

The University of Tennessee-ChattanoogaOther chemistry programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Chattanooga graduates compare to all programs nationally

The University of Tennessee-Chattanooga graduates earn $42k, placing them in the 46th percentile of all chemistry bachelors programs nationally.

Compare to Similar Programs in Tennessee

Chemistry bachelors's programs at peer institutions in Tennessee (34 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Chattanooga$41,588—$24,9990.60
Austin Peay State University$42,475—$20,5000.48
The University of Tennessee-Knoxville$41,589$44,354$19,5000.47
University of Memphis$36,881$50,076$20,0000.54
National Median$42,581—$24,0000.56

Other Chemistry Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Austin Peay State University
Clarksville
$8,675$42,475$20,500
The University of Tennessee-Knoxville
Knoxville
$13,484$41,589$19,500
University of Memphis
Memphis
$10,344$36,881$20,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.