Median Earnings (1yr)
$65,419
23rd percentile
60th percentile in Tennessee
Median Debt
$20,747
15% below national median

Analysis

UTC's civil engineering program sits in an interesting position: its graduates earn less than the national average for civil engineering, yet it outperforms most Tennessee programs. Starting at $65,419 and climbing to nearly $78,000 by year four, these graduates actually edge past larger programs like UT-Knoxville and Memphis. Within Tennessee's eight engineering schools, this lands at the 60th percentile—solid middle-of-the-pack performance in a state where your tuition dollars stretch further than most.

The debt picture reinforces the value here. At $20,747, students graduate owing about $3,750 less than the national median for civil engineering programs, with a debt-to-earnings ratio of just 0.32. That means graduates owe roughly four months of their first-year salary—a manageable burden that allows recent graduates to start saving or paying down loans aggressively. The 19% earnings growth over four years suggests steady career progression, typical for engineering fields where experience commands higher pay.

For Tennessee families, this represents a straightforward path into a stable profession without the premium price tag of flagship programs. The 77% admission rate makes it accessible, and graduates enter the workforce earning competitively within their state market. If your child is drawn to civil engineering and wants to stay in Tennessee, UTC delivers solid returns without gambling on prestige or accumulating unnecessary debt.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all civil engineering bachelors's programs nationally

Earnings Distribution

How The University of Tennessee-Chattanooga graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
The University of Tennessee-Chattanooga$65,419$77,793+19%
University of Southern California$85,262$106,533+25%
University of Memphis$64,780$69,768+8%
The University of Tennessee-Knoxville$64,386$69,659+8%
Tennessee Technological University$63,577$65,932+4%

Compare to Similar Programs in Tennessee

Civil Engineering bachelors's programs at peer institutions in Tennessee (8 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-ChattanoogaChattanooga$10,144$65,419$77,793$20,7470.32
University of MemphisMemphis$10,344$64,780$69,768$29,7500.46
The University of Tennessee-KnoxvilleKnoxville$13,484$64,386$69,659$21,4500.33
Tennessee Technological UniversityCookeville$10,084$63,577$65,932$20,8700.33
National Median$69,574$24,5000.35

Career Paths

Occupations commonly associated with civil engineering graduates

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Petroleum Engineers

Devise methods to improve oil and gas extraction and production and determine the need for new or modified tool designs. Oversee drilling and offer technical advice.

$141,280/yrJobs growth:Bachelor's degree

Environmental Engineers

Research, design, plan, or perform engineering duties in the prevention, control, and remediation of environmental hazards using various engineering disciplines. Work may include waste treatment, site remediation, or pollution control technology.

$104,170/yrJobs growth:Bachelor's degree

Mining and Geological Engineers, Including Mining Safety Engineers

Conduct subsurface surveys to identify the characteristics of potential land or mining development sites. May specify the ground support systems, processes, and equipment for safe, economical, and environmentally sound extraction or underground construction activities. May inspect areas for unsafe geological conditions, equipment, and working conditions. May design, implement, and coordinate mine safety programs.

$101,020/yrJobs growth:Bachelor's degree

Civil Engineers

Perform engineering duties in planning, designing, and overseeing construction and maintenance of building structures and facilities, such as roads, railroads, airports, bridges, harbors, channels, dams, irrigation projects, pipelines, power plants, and water and sewage systems.

$99,590/yrJobs growth:Bachelor's degree

Transportation Engineers

Develop plans for surface transportation projects, according to established engineering standards and state or federal construction policy. Prepare designs, specifications, or estimates for transportation facilities. Plan modifications of existing streets, highways, or freeways to improve traffic flow.

$99,590/yrJobs growth:Bachelor's degree

Water/Wastewater Engineers

Design or oversee projects involving provision of potable water, disposal of wastewater and sewage, or prevention of flood-related damage. Prepare environmental documentation for water resources, regulatory program compliance, data management and analysis, and field work. Perform hydraulic modeling and pipeline design.

$99,590/yrJobs growth:Bachelor's degree

Engineering Teachers, Postsecondary

Teach courses pertaining to the application of physical laws and principles of engineering for the development of machines, materials, instruments, processes, and services. Includes teachers of subjects such as chemical, civil, electrical, industrial, mechanical, mineral, and petroleum engineering. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Engineers, All Other

All engineers not listed separately.

Energy Engineers, Except Wind and Solar

Design, develop, or evaluate energy-related projects or programs to reduce energy costs or improve energy efficiency during the designing, building, or remodeling stages of construction. May specialize in electrical systems; heating, ventilation, and air-conditioning (HVAC) systems; green buildings; lighting; air quality; or energy procurement.

Mechatronics Engineers

Research, design, develop, or test automation, intelligent systems, smart devices, or industrial systems control.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 38 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.