Civil Engineering at University of Memphis
Bachelor's Degree
Analysis
University of Memphis civil engineering graduates earn slightly more than the Tennessee median ($64,780 versus $64,583), ranking this program in the 60th percentile statewide—a respectable position that edges out larger programs like UT-Knoxville. However, nationally, these same graduates fall well below average, landing in just the 19th percentile compared to civil engineering programs across the country. The earnings trajectory is modest too, with graduates seeing only an 8% bump after four years, reaching $69,768.
The financial structure here is actually the program's strongest selling point. At $29,750 in median debt, students borrow more than both the state and national averages, but the debt-to-earnings ratio of 0.46 means graduates still owe less than half their first-year salary—a manageable starting point. That said, the higher debt combined with below-average national earnings creates less cushion than you'd find at top engineering schools.
For Tennessee families, particularly those prioritizing in-state tuition, this program delivers solid regional outcomes at an accessible institution where 40% of students receive Pell grants. But if your student has the credentials for more selective engineering programs—even in-state—those typically deliver stronger earning potential that would justify the effort. This works best as an affordable path to a civil engineering career for students whose options are primarily regional.
Where University of Memphis Stands
Earnings vs. debt across all civil engineering bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Memphis graduates compare to all programs nationally
University of Memphis graduates earn $65k, placing them in the 19th percentile of all civil engineering bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Civil Engineering bachelors's programs at peer institutions in Tennessee (8 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Memphis | $64,780 | $69,768 | $29,750 | 0.46 |
| The University of Tennessee-Chattanooga | $65,419 | $77,793 | $20,747 | 0.32 |
| The University of Tennessee-Knoxville | $64,386 | $69,659 | $21,450 | 0.33 |
| Tennessee Technological University | $63,577 | $65,932 | $20,870 | 0.33 |
| National Median | $69,574 | — | $24,500 | 0.35 |
Other Civil Engineering Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The University of Tennessee-Chattanooga Chattanooga | $10,144 | $65,419 | $20,747 |
| The University of Tennessee-Knoxville Knoxville | $13,484 | $64,386 | $21,450 |
| Tennessee Technological University Cookeville | $10,084 | $63,577 | $20,870 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 34 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.