Analysis
University of Memphis civil engineering graduates earn slightly more than the Tennessee median ($64,780 versus $64,583), ranking this program in the 60th percentile statewide—a respectable position that edges out larger programs like UT-Knoxville. However, nationally, these same graduates fall well below average, landing in just the 19th percentile compared to civil engineering programs across the country. The earnings trajectory is modest too, with graduates seeing only an 8% bump after four years, reaching $69,768.
The financial structure here is actually the program's strongest selling point. At $29,750 in median debt, students borrow more than both the state and national averages, but the debt-to-earnings ratio of 0.46 means graduates still owe less than half their first-year salary—a manageable starting point. That said, the higher debt combined with below-average national earnings creates less cushion than you'd find at top engineering schools.
For Tennessee families, particularly those prioritizing in-state tuition, this program delivers solid regional outcomes at an accessible institution where 40% of students receive Pell grants. But if your student has the credentials for more selective engineering programs—even in-state—those typically deliver stronger earning potential that would justify the effort. This works best as an affordable path to a civil engineering career for students whose options are primarily regional.
Where University of Memphis Stands
Earnings vs. debt across all civil engineering bachelors's programs nationally
Earnings Distribution
How University of Memphis graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Memphis | $64,780 | $69,768 | +8% |
| University of Southern California | $85,262 | $106,533 | +25% |
| The University of Tennessee-Chattanooga | $65,419 | $77,793 | +19% |
| The University of Tennessee-Knoxville | $64,386 | $69,659 | +8% |
| Tennessee Technological University | $63,577 | $65,932 | +4% |
Compare to Similar Programs in Tennessee
Civil Engineering bachelors's programs at peer institutions in Tennessee (8 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,344 | $64,780 | $69,768 | $29,750 | 0.46 | |
| $10,144 | $65,419 | $77,793 | $20,747 | 0.32 | |
| $13,484 | $64,386 | $69,659 | $21,450 | 0.33 | |
| $10,084 | $63,577 | $65,932 | $20,870 | 0.33 | |
| National Median | — | $69,574 | — | $24,500 | 0.35 |
Career Paths
Occupations commonly associated with civil engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Petroleum Engineers
Environmental Engineers
Mining and Geological Engineers, Including Mining Safety Engineers
Civil Engineers
Transportation Engineers
Water/Wastewater Engineers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 34 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.