Analysis
In Tennessee's engineering landscape, this program's estimated $68,000 first-year earnings outpace the state median of $63,746 by roughly $4,000, and graduates reach nearly $78,000 by year four—solid income for a technical field that typically offers strong returns. The estimated debt load of $25,800 translates to a 0.38 debt-to-earnings ratio, meaning graduates would owe about five months of their first-year salary, a manageable burden by most standards.
What matters here is the trajectory. While peer engineering programs nationally suggest similar starting points, the four-year figure shows meaningful growth, indicating that graduates are advancing rather than stalling. Engineering degrees typically justify their cost through steady career progression, and these estimates align with that pattern. The school's 77% admission rate and solid test scores suggest it's accessible without being non-selective, potentially appealing to capable students who want a legitimate engineering path without elite-school competition.
The caveat is that these figures come from comparable programs rather than UTC's actual graduate outcomes—the specific cohort was too small to report publicly. For parents, that means the program is small enough that DOE privacy rules kicked in, but the estimated benchmarks suggest reasonable value. An engineering degree at roughly $26,000 in debt with starting salaries in the mid-to-high $60s represents a sound investment if your child is committed to the field and can handle the rigor.
Where The University of Tennessee-Chattanooga Stands
Earnings vs. debt across all engineering bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Tennessee-Chattanooga | — | $77,918 | — |
| Franklin W Olin College of Engineering | $109,455 | $114,228 | +4% |
| University of California-Davis | $82,956 | $104,701 | +26% |
| Harvey Mudd College | $92,491 | $103,969 | +12% |
| The University of Tennessee-Martin | $63,746 | $70,281 | +10% |
Compare to Similar Programs in Tennessee
Engineering bachelors's programs at peer institutions in Tennessee (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,144 | $67,911* | $77,918 | $25,832* | — | |
| $10,208 | $63,746* | $70,281 | $29,750* | 0.47 | |
| National Median | — | $67,911* | — | $26,056* | 0.38 |
Career Paths
Occupations commonly associated with engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Microsystems Engineers
Photonics Engineers
Robotics Engineers
Nanosystems Engineers
Wind Energy Engineers
Solar Energy Systems Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 47 similar programs. Actual outcomes may vary.