Median Earnings (1yr)
$39,043
17th percentile (25th in TN)
Median Debt
$25,000
16% above national median
Debt-to-Earnings
0.64
Manageable
Sample Size
30
Adequate data

Analysis

UT Knoxville's mathematics program lags behind both state and national expectations by a significant margin. Math graduates here earn $39,043 in their first year—nearly $10,000 below the Tennessee median and roughly $12,000 below the national average. Among Tennessee's 34 math programs, this ranks in just the 25th percentile, meaning three-quarters of comparable in-state options deliver better outcomes. That's particularly striking given that University of Memphis graduates in the same field start at $57,310, while UT Knoxville carries a stronger brand name.

The debt picture offers some relief at $25,000, which sits below the 25th percentile nationally, meaning most programs saddle students with more. The earnings trajectory shows 16% growth to $45,382 by year four, suggesting graduates find their footing over time. However, starting nearly $10,000 behind state peers means playing catch-up for years, and there's no indication this gap closes completely.

For an in-state student choosing between Tennessee public universities, this program underperforms its flagship status. If your child is set on mathematics and UT Knoxville specifically, the debt load won't crush them—but they should understand they're accepting below-average starting earnings for this field in Tennessee. Consider whether University of Memphis or even Middle Tennessee State might offer better value, or whether UT Knoxville's overall campus experience justifies the earnings tradeoff.

Where The University of Tennessee-Knoxville Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

The University of Tennessee-KnoxvilleOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Knoxville graduates compare to all programs nationally

The University of Tennessee-Knoxville graduates earn $39k, placing them in the 17th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Mathematics bachelors's programs at peer institutions in Tennessee (34 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Knoxville$39,043$45,382$25,0000.64
Vanderbilt University$103,812$125,955$10,0000.10
University of Memphis$57,310—$24,1250.42
Middle Tennessee State University$45,184$52,689$18,7500.41
National Median$48,772—$21,5000.44

Other Mathematics Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Vanderbilt University
Nashville
$63,946$103,812$10,000
University of Memphis
Memphis
$10,344$57,310$24,125
Middle Tennessee State University
Murfreesboro
$9,506$45,184$18,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.