Mathematics at The University of Tennessee-Knoxville
Bachelor's Degree
Analysis
UT Knoxville's mathematics program lags behind both state and national expectations by a significant margin. Math graduates here earn $39,043 in their first year—nearly $10,000 below the Tennessee median and roughly $12,000 below the national average. Among Tennessee's 34 math programs, this ranks in just the 25th percentile, meaning three-quarters of comparable in-state options deliver better outcomes. That's particularly striking given that University of Memphis graduates in the same field start at $57,310, while UT Knoxville carries a stronger brand name.
The debt picture offers some relief at $25,000, which sits below the 25th percentile nationally, meaning most programs saddle students with more. The earnings trajectory shows 16% growth to $45,382 by year four, suggesting graduates find their footing over time. However, starting nearly $10,000 behind state peers means playing catch-up for years, and there's no indication this gap closes completely.
For an in-state student choosing between Tennessee public universities, this program underperforms its flagship status. If your child is set on mathematics and UT Knoxville specifically, the debt load won't crush them—but they should understand they're accepting below-average starting earnings for this field in Tennessee. Consider whether University of Memphis or even Middle Tennessee State might offer better value, or whether UT Knoxville's overall campus experience justifies the earnings tradeoff.
Where The University of Tennessee-Knoxville Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How The University of Tennessee-Knoxville graduates compare to all programs nationally
The University of Tennessee-Knoxville graduates earn $39k, placing them in the 17th percentile of all mathematics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Mathematics bachelors's programs at peer institutions in Tennessee (34 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| The University of Tennessee-Knoxville | $39,043 | $45,382 | $25,000 | 0.64 |
| Vanderbilt University | $103,812 | $125,955 | $10,000 | 0.10 |
| University of Memphis | $57,310 | — | $24,125 | 0.42 |
| Middle Tennessee State University | $45,184 | $52,689 | $18,750 | 0.41 |
| National Median | $48,772 | — | $21,500 | 0.44 |
Other Mathematics Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Vanderbilt University Nashville | $63,946 | $103,812 | $10,000 |
| University of Memphis Memphis | $10,344 | $57,310 | $24,125 |
| Middle Tennessee State University Murfreesboro | $9,506 | $45,184 | $18,750 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.