Median Earnings (1yr)
$57,310
79th percentile (60th in TN)
Median Debt
$24,125
12% above national median
Debt-to-Earnings
0.42
Manageable
Sample Size
24
Limited data

Analysis

University of Memphis math graduates earn $57,310 a year out, placing them well above both the national median ($48,772) and Tennessee's state average ($51,247). While small sample sizes mean these figures could shift with more data, the program currently outperforms roughly 80% of math programs nationwide—impressive for a school with a 93% admission rate. The debt load of $24,125 is slightly higher than state norms but translates to a manageable 0.42 ratio to first-year earnings, meaning graduates earn more than twice what they owe.

What's striking is how this program competes within Tennessee. It trails only Vanderbilt's elite math program (which produces graduates earning over $100K) while substantially outpacing Tennessee's flagship in Knoxville. For families choosing between UT-Knoxville and Memphis, that's nearly $18,000 more per year in favor of Memphis—at least based on current graduate outcomes.

The caveat matters: with fewer than 30 graduates in the data, a few unusually high or low earners can skew the picture. But if your student is considering math at an accessible Tennessee public university, Memphis demonstrates strong placement results without the debt burden or competitive admission hurdles of more selective schools. It's worth a serious look, particularly for students who might struggle to gain admission elsewhere.

Where University of Memphis Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of MemphisOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Memphis graduates compare to all programs nationally

University of Memphis graduates earn $57k, placing them in the 79th percentile of all mathematics bachelors programs nationally.

Compare to Similar Programs in Tennessee

Mathematics bachelors's programs at peer institutions in Tennessee (34 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Memphis$57,310—$24,1250.42
Vanderbilt University$103,812$125,955$10,0000.10
Middle Tennessee State University$45,184$52,689$18,7500.41
The University of Tennessee-Knoxville$39,043$45,382$25,0000.64
National Median$48,772—$21,5000.44

Other Mathematics Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Vanderbilt University
Nashville
$63,946$103,812$10,000
Middle Tennessee State University
Murfreesboro
$9,506$45,184$18,750
The University of Tennessee-Knoxville
Knoxville
$13,484$39,043$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.