Median Earnings (1yr)
$37,730
55th percentile (60th in TN)
Median Debt
$25,683
3% below national median
Debt-to-Earnings
0.68
Manageable
Sample Size
30
Adequate data

Analysis

UT-Knoxville's social work program produces graduates who earn slightly above both state and national medians, ranking in the 60th percentile among Tennessee programs—a meaningful advantage in a field where compensation is notoriously tight. First-year earnings of $37,730 edge out the state median by about $3,400, and graduates carry $25,683 in debt, creating a manageable debt-to-earnings ratio of 0.68 that's better than many helping professions.

The trajectory here is what you'd expect from social work: steady but modest growth to $40,093 by year four. This reflects the field's reality rather than the program's shortcomings—social work simply doesn't deliver big salary jumps regardless of where you study. What matters more is that UT grads start slightly ahead of peers from other Tennessee programs, which compounds over a career in a field with structured pay scales.

For families comfortable with their child pursuing social work despite its financial constraints, this program offers better-than-average positioning at a flagship university. The debt level is reasonable for the income, though it's worth noting that social work often qualifies for loan forgiveness programs if your child pursues nonprofit or government work. Just ensure they're entering the field with realistic salary expectations—this isn't a path to financial abundance, but UT provides a solid foundation within that framework.

Where The University of Tennessee-Knoxville Stands

Earnings vs. debt across all social work bachelors's programs nationally

The University of Tennessee-KnoxvilleOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Knoxville graduates compare to all programs nationally

The University of Tennessee-Knoxville graduates earn $38k, placing them in the 55th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Social Work bachelors's programs at peer institutions in Tennessee (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Knoxville$37,730$40,093$25,6830.68
Union University$38,056$37,136$39,4151.04
University of Memphis$36,220$38,835$36,5061.01
Middle Tennessee State University$35,574$37,223$22,1000.62
Austin Peay State University$34,384$35,356$26,0000.76
King University$34,380—$28,7320.84
National Median$37,296—$26,3620.71

Other Social Work Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Union University
Jackson
$38,450$38,056$39,415
University of Memphis
Memphis
$10,344$36,220$36,506
Middle Tennessee State University
Murfreesboro
$9,506$35,574$22,100
Austin Peay State University
Clarksville
$8,675$34,384$26,000
King University
Bristol
$34,800$34,380$28,732

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.