Analysis
UT-Knoxville's social work program produces graduates who earn slightly above both state and national medians, ranking in the 60th percentile among Tennessee programs—a meaningful advantage in a field where compensation is notoriously tight. First-year earnings of $37,730 edge out the state median by about $3,400, and graduates carry $25,683 in debt, creating a manageable debt-to-earnings ratio of 0.68 that's better than many helping professions.
The trajectory here is what you'd expect from social work: steady but modest growth to $40,093 by year four. This reflects the field's reality rather than the program's shortcomings—social work simply doesn't deliver big salary jumps regardless of where you study. What matters more is that UT grads start slightly ahead of peers from other Tennessee programs, which compounds over a career in a field with structured pay scales.
For families comfortable with their child pursuing social work despite its financial constraints, this program offers better-than-average positioning at a flagship university. The debt level is reasonable for the income, though it's worth noting that social work often qualifies for loan forgiveness programs if your child pursues nonprofit or government work. Just ensure they're entering the field with realistic salary expectations—this isn't a path to financial abundance, but UT provides a solid foundation within that framework.
Where The University of Tennessee-Knoxville Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How The University of Tennessee-Knoxville graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Tennessee-Knoxville | $37,730 | $40,093 | +6% |
| The University of Tennessee-Martin | $34,240 | $39,426 | +15% |
| The University of Tennessee-Chattanooga | $27,923 | $39,336 | +41% |
| University of Memphis | $36,220 | $38,835 | +7% |
| East Tennessee State University | $32,514 | $38,105 | +17% |
Compare to Similar Programs in Tennessee
Social Work bachelors's programs at peer institutions in Tennessee (19 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,484 | $37,730 | $40,093 | $25,683 | 0.68 | |
| $38,450 | $38,056 | $37,136 | $39,415 | 1.04 | |
| $10,344 | $36,220 | $38,835 | $36,506 | 1.01 | |
| $9,506 | $35,574 | $37,223 | $22,100 | 0.62 | |
| $8,675 | $34,384 | $35,356 | $26,000 | 0.76 | |
| $34,800 | $34,380 | — | $28,732 | 0.84 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.