Analysis
Similar behavioral sciences programs nationally suggest first-year earnings around $35,400—a modest starting point that translates to roughly $17 per hour. With an estimated $25,500 in debt, the ratio of 0.72 sits in manageable territory, meaning graduates would owe about three-quarters of their first year's salary. For context, the national debt median for behavioral sciences bachelor's programs runs slightly higher at $26,944, so this estimate tracks closely with typical borrowing levels.
The question for parents is whether this debt load makes sense given the likely salary trajectory. Behavioral sciences degrees often serve as foundation credentials for roles in social services, case management, or human resources—fields where advancement typically requires additional credentials or years of experience. The first-year earnings estimate reflects this reality: you're buying into a longer development arc rather than immediate earning power. With 33% of UT Southern students receiving Pell grants and an 83% admission rate, the school serves many first-generation and lower-income students for whom avoiding excessive debt matters even more.
The bottom line: comparable programs suggest a debt burden that won't crush your child financially, but also earnings that won't create immediate financial comfort. If they're planning graduate school or certification programs to boost earning potential, factor in those additional costs now. If they're entering the workforce directly, understand they'll likely need several job changes or years of experience before reaching a truly comfortable income.
Where The University of Tennessee Southern Stands
Earnings vs. debt across all behavioral sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Behavioral Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,506 | $35,410* | — | $25,500* | — | |
| $12,330 | $38,937* | $43,432 | $27,667* | 0.71 | |
| $68,380 | $38,391* | — | $19,000* | 0.49 | |
| $9,552 | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| National Median | — | $35,410* | — | $26,944* | 0.76 |
Career Paths
Occupations commonly associated with behavioral sciences graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Social and Community Service Managers
Life Scientists, All Other
Social Scientists and Related Workers, All Other
Social Science Research Assistants
Community and Social Service Specialists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee Southern, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.