Analysis
The $20,791 estimated debt load here is actually lower than what most chemistry programs produce—the Texas median sits at $21,993 and the national median at $24,000. For a school serving a predominantly Pell-eligible student body (61%), keeping borrowing below these benchmarks matters. However, the estimated first-year earnings of $41,799, based on comparable chemistry programs across Texas, trail what graduates from flagship universities in the state reportedly earn. Top programs like University of Houston ($50,717) and Texas A&M ($49,462) show considerably higher starting salaries, suggesting that not all chemistry degrees produce equivalent employment outcomes.
The 0.50 debt-to-earnings ratio is reasonable—you're looking at roughly six months of gross income to cover the total debt, which is manageable for a STEM credential. But the gap between UTEP's estimated outcomes and the state's leading programs raises questions about whether all chemistry bachelor's degrees open the same doors. Chemistry graduates typically pursue diverse paths—some enter industry directly, others continue to graduate or professional school—and where you earn your degree can influence which opportunities materialize first.
If graduate school is part of the plan, UTEP's lower debt burden offers real flexibility. If immediate employment is the goal, understand that peer programs suggest starting salaries here align with state medians but fall short of what flagship universities report. The financial picture isn't alarming, but career trajectory matters as much as the degree itself.
Where The University of Texas at El Paso Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Texas
Chemistry bachelors's programs at peer institutions in Texas (63 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,744 | $41,799* | — | $20,791* | — | |
| $9,711 | $50,717* | $66,725 | $12,000* | 0.24 | |
| $13,099 | $49,462* | $66,584 | $19,500* | 0.39 | |
| $14,564 | $48,783* | — | $20,747* | 0.43 | |
| $9,228 | $43,940* | $51,532 | $28,775* | 0.65 | |
| $11,678 | $43,383* | $58,652 | $18,500* | 0.43 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at El Paso, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in TX. Actual outcomes may vary.