Analysis
A physics degree from UTEP comes with estimated first-year earnings around $39,000—figures based on comparable programs across Texas—which lags behind what physics graduates typically earn at flagship universities in the state. Texas Tech physics grads start above $57,000, while UT Austin and UT San Antonio both report outcomes in the mid-$30,000 range, suggesting considerable variation even within the UT system. The estimated $23,500 in debt aligns with typical borrowing for Texas physics programs and results in a manageable 0.60 debt-to-earnings ratio, meaning graduates would owe about seven months of their first-year salary.
What matters here is understanding UTEP's mission and student population. With 61% of students receiving Pell grants and open admission, this program serves many first-generation college students who might not otherwise access a physics degree. The lower estimated earnings likely reflect both regional employment patterns in El Paso's border economy and the types of jobs students pursue immediately after graduation—not necessarily the ceiling for physics majors long-term.
For families weighing this investment: the debt burden appears reasonable relative to estimated starting pay, but recognize you're comparing estimates against actual outcomes from peer schools. If your student has strong credentials and can access selective programs elsewhere, those show higher reported earnings. If UTEP represents an accessible path to a physics degree your student wouldn't otherwise obtain, the moderate debt load suggests it could still deliver meaningful economic mobility despite the initial earnings gap.
Where The University of Texas at El Paso Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Texas
Physics bachelors's programs at peer institutions in Texas (40 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,744 | $39,285* | — | $23,500* | — | |
| $11,852 | $57,435* | — | $25,000* | 0.44 | |
| $13,099 | $53,329* | — | $17,522* | 0.33 | |
| $11,450 | $41,737* | — | $23,500* | 0.56 | |
| $11,678 | $36,832* | $76,239 | $20,333* | 0.55 | |
| $8,991 | $36,328* | — | $27,508* | 0.76 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at El Paso, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in TX. Actual outcomes may vary.