Finance and Financial Management Services at The University of the South
Bachelor's Degree
sewanee.eduAnalysis
A bachelor's in finance from The University of the South faces a significant earnings gap. Tennessee's finance programs suggest first-year earnings around $45,325—roughly $8,000 below the national median for this major. That shortfall matters when you're carrying debt near $26,000, especially at a selective private school where many classmates come from more affluent backgrounds (only 15% receive Pell grants).
The comparison within Tennessee tells a revealing story. UT-Knoxville graduates earn nearly $54,000 in their first year, while Austin Peay and Middle Tennessee State also surpass Sewanee's estimated trajectory. These peer programs show what Tennessee finance graduates can achieve, making the estimated debt-to-earnings ratio of 0.57—while manageable by traditional standards—less impressive in context. You're paying private school prices for outcomes that comparable programs in the same state appear to exceed.
For families attracted to Sewanee's intimate liberal arts environment and strong alumni network, the trade-off may still make sense. But if the primary goal is launching a lucrative finance career, the numbers suggest looking closely at whether Sewanee's specific advantages—its connections, teaching quality, or campus experience—justify accepting both higher debt and lower early earnings than Tennessee's public alternatives deliver.
Where The University of the South Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Tennessee
Finance and Financial Management Services bachelors's programs at peer institutions in Tennessee (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $53,698 | $45,325* | — | $25,812* | — | |
| $13,484 | $53,826* | $68,331 | $23,250* | 0.43 | |
| $8,675 | $48,264* | — | $17,500* | 0.36 | |
| $9,506 | $46,505* | $51,478 | $22,700* | 0.49 | |
| $10,208 | $45,325* | $49,162 | $20,500* | 0.45 | |
| $10,344 | $44,395* | $60,358 | $27,000* | 0.61 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of the South, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in TN. Actual outcomes may vary.