Analysis
An estimated debt load of $26,291 exceeds what most associate-level accounting programs require, sitting well above both the national median of $19,354 and Kentucky's typical $20,819. Combined with first-year earnings that peer programs suggest will hover around $37,000, this creates a debt-to-earnings ratio of 0.71βmanageable but not ideal for a two-year credential designed to launch careers quickly.
The earnings estimate comes from national data across similar programs, and it's worth noting that Kentucky's own accounting associate programs show considerably lower median earnings at $26,189. If Thomas More's outcomes track closer to state patterns than national ones, graduates could face a tougher financial position than these estimates suggest. The school's 97% admission rate and modest academic profile indicate it serves students who may have limited alternatives, but that access comes at a cost premium compared to other Kentucky options.
For a family considering this program, the key question is whether the Thomas More credential opens doors that justify the extra $5,000-6,000 in debt beyond state and national norms. Given the limited outcome data available and the significant gap between state and national earnings benchmarks, request information on job placement rates and employer relationships specific to this program before committing. The numbers suggest caution rather than confidence.
Where Thomas More University Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Kentucky
Accounting associates's programs at peer institutions in Kentucky (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,400 | $37,001* | β | $26,291* | β | |
| $10,970 | $26,189* | $23,396 | $13,557* | 0.52 | |
| National Median | β | $37,000* | β | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Thomas More University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.