Business Administration, Management and Operations at Thomas More University

Taking on an estimated $24,219 in debt for an associate's degree in business management raises immediate questions about value, particularly when Kentucky's community and technical colleges produce significantly stronger outcomes. Based on data from similar programs across the state, first-year earnings around $35,788 would leave graduates carrying debt equal to 68% of their annual salary—a manageable ratio in theory, but one that looks less appealing when KCTCS schools report actual earnings in the $38,000-$43,000 range with far less borrowing.

The debt figure is what demands attention here. While earnings estimates align with Kentucky's state median for business associate's degrees, the projected debt is nearly 50% higher than the typical $16,255 owed by graduates of comparable programs statewide. That gap matters enormously at this income level, where every additional dollar of debt translates to real monthly payments that could otherwise cover rent or car expenses. The state's top-performing programs demonstrate that better outcomes exist within Kentucky's public system—Gateway Community and Technical College graduates, for instance, earn roughly $8,000 more annually.

For parents considering this program, the calculation is straightforward: similar programs in Kentucky typically cost less and produce comparable or better earnings. Unless Thomas More offers specific connections, specialized training, or other tangible advantages that justify the premium, your child would likely be better served exploring Kentucky's community college options first.