Analysis
A chemistry bachelor's degree typically costs just over a half-year's salary to finance—and that ratio appears to hold for Thomas More University, where comparable programs suggest roughly $25,000 in debt against first-year earnings in the low $40,000s. That's a manageable debt load by national standards, though it's worth noting these figures come from peer institutions rather than Thomas More's own graduates.
What's less clear is where Thomas More sits within Kentucky's chemistry landscape. The state shows considerable variation, with top programs like Murray State reporting nearly $50,000 in first-year earnings while others fall into the mid-$30,000s. Without actual outcome data for Thomas More, it's difficult to know whether their 97% admission rate and open-access philosophy translates to comparable career placement, or whether their graduates face a steeper climb than the state median suggests. The estimated earnings align with the state average, but that average itself masks a $14,000 spread between Kentucky's best and worst programs.
For parents, the practical question is whether Thomas More can deliver the lab experience, research opportunities, and industry connections that turn a chemistry degree into a viable career. The debt projection seems reasonable, but you'll want concrete evidence—employment rates, graduate school acceptances, employer partnerships—to confirm this program can match the outcomes of Kentucky's stronger chemistry departments.
Where Thomas More University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Kentucky
Chemistry bachelors's programs at peer institutions in Kentucky (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,400 | $41,842* | — | $24,994* | — | |
| $9,708 | $48,334* | — | $25,000* | 0.52 | |
| $12,828 | $41,842* | — | $24,411* | 0.58 | |
| $10,130 | $34,512* | $57,563 | $23,584* | 0.68 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Thomas More University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in KY. Actual outcomes may vary.