Accounting at Tiffin University

Based on comparable programs in Ohio, this associate's degree would leave students with roughly $26,300 in debt—about 35% higher than the state median—while projected first-year earnings of around $35,700 align exactly with Ohio's middle-of-the-pack accounting programs. That creates a debt-to-earnings ratio of 0.74, which means nearly nine months of gross income would go toward paying off loans if dedicated entirely to that purpose.

The challenge here is opportunity cost. Other Ohio community colleges with reported data show stronger outcomes: Cuyahoga grads earn $44,500 right out of the gate, and even mid-tier programs like Stark State hit nearly $39,000. At a private institution like Tiffin, you're paying more upfront (hence the higher debt load) for earnings that peer programs suggest will be average at best. The $26,300 debt burden isn't crushing on its own, but it's harder to justify when public alternatives in the same state appear to deliver better earning potential with lower costs.

For a two-year credential in accounting, the numbers need to work immediately—there's less time to "grow into" the degree compared to a bachelor's program. If Tiffin offers specific advantages like scheduling flexibility or placement connections that matter to your family, factor those in. Otherwise, the estimated financial picture suggests exploring Ohio's public community colleges, where actual graduate data shows both lower debt and stronger earning trajectories.