Business Administration, Management and Operations at Touro University

Touro's business program graduates earn substantially below what's typical for business majors—ranking in just the 5th percentile nationally and 25th percentile among New York programs. At $34,432 one year out, graduates make $11,000 less than the state median and $8,000 below the national average for their degree. To put this in stark terms: Manhattan University business graduates earn more than three times as much in their first year, and even the typical New York business program pays $8,000 more annually.

The relatively low debt load of $18,332 helps soften the blow—it's about 30% below both state and national medians for business programs. That creates a debt-to-earnings ratio of 0.53, which means graduates could theoretically pay off their loans in about six months of gross earnings. Still, this is modest comfort when the earnings themselves are so far below market rate. The 15% earnings growth to year four suggests some upward mobility, but at $39,745, graduates are still making less than most business majors earn in their first year.

Unless you have compelling reasons to choose Touro specifically—perhaps deep connections to their alumni network or a unique program focus—this represents a weak return on a business degree. New York has nearly 100 business programs to choose from, and most deliver significantly better earning potential while carrying similar or only slightly higher debt.