Analysis
Towson's education program outperforms 95% of teacher preparation programs nationwide in first-year earnings—graduates start at $52,791, roughly $20,000 above the national median of $32,461. Even more striking is the debt load: at just under $14,000, it's less than half the typical burden education majors carry nationally. That 0.26 debt-to-earnings ratio is exceptional for this field, where many programs saddle future teachers with debts that take years to overcome on public school salaries.
The catch appears in year four, when median earnings dip to $48,964—a 7% decline that's unusual but not necessarily alarming in education. This pattern likely reflects Maryland's salary structures, career interruptions, or graduates moving between districts rather than a fundamental problem with program quality. Being at the 60th percentile among Maryland education programs (though based on limited state data) suggests solid regional standing without being the absolute top choice.
For families worried about education majors graduating with crushing debt, this program solves the right problem. Your child would enter teaching with manageable loans and strong initial earning power, avoiding the financial strain that drives many young teachers out of the profession. The accessible admissions and reasonable cost make this a practical path to a stable career.
Where Towson University Stands
Earnings vs. debt across all education bachelors's programs nationally
Earnings Distribution
How Towson University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Towson University | $52,791 | $48,964 | -7% |
| University of Minnesota-Twin Cities | $46,560 | $58,769 | +26% |
| Endicott College | $26,489 | $52,352 | +98% |
| Westminster College | $42,047 | $44,343 | +5% |
| University of Minnesota-Duluth | $45,678 | $43,969 | -4% |
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,306 | $52,791 | $48,964 | $13,945 | 0.26 | |
| $16,488 | $46,560 | $58,769 | $19,625 | 0.42 | |
| $14,318 | $45,678 | $43,969 | $25,978 | 0.57 | |
| $10,671 | $44,558 | $42,644 | $25,732 | 0.58 | |
| $39,470 | $42,047 | $44,343 | $27,000 | 0.64 | |
| $12,051 | $37,535 | $40,490 | $25,367 | 0.68 | |
| National Median | — | $32,461 | — | $25,989 | 0.80 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 46 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.