Analysis
A chemistry degree from this selective liberal arts college comes with estimated debt of nearly $25,000—right in line with what chemistry graduates typically carry—but the earnings picture relies on limited Kentucky data. Based on comparable programs in the state, first-year earnings around $42,000 would put Transylvania's chemistry grads near both the state and national medians for this field. The debt-to-earnings ratio of 0.60 falls comfortably within the range financial advisors consider manageable for STEM degrees.
What's worth noting is the wide variation among Kentucky chemistry programs with reported data—Murray State's graduates earn $48,000 while Eastern Kentucky's start at $35,000, a nearly $14,000 spread. Transylvania's small class sizes mean the Department of Education can't publish actual outcomes, making it impossible to know whether this program performs more like Murray State or Eastern Kentucky. The school's solid admission selectivity (85% acceptance, 1285 average SAT) and relatively low Pell enrollment (24%) suggest a well-resourced student body, but that doesn't necessarily translate to stronger career outcomes in chemistry specifically.
The financial fundamentals look reasonable on paper, but you're essentially betting on a program without its own track record. If graduate school is the plan, chemistry from any solid undergraduate institution typically works fine. For students heading straight to industry jobs, though, the lack of visibility into where Transylvania's chemistry graduates actually land—and what they actually earn—makes this a harder call than programs with verified outcomes.
Where Transylvania University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Kentucky
Chemistry bachelors's programs at peer institutions in Kentucky (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $44,980 | $41,842* | — | $24,994* | — | |
| $9,708 | $48,334* | — | $25,000* | 0.52 | |
| $12,828 | $41,842* | — | $24,411* | 0.58 | |
| $10,130 | $34,512* | $57,563 | $23,584* | 0.68 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Transylvania University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in KY. Actual outcomes may vary.