Analysis
The numbers suggest Troy's Business/Managerial Economics program delivers solid value, though we're working with estimates here since actual graduate outcomes aren't publicly available. Based on comparable business economics programs nationally, first-year earnings around $53,000 against estimated debt of $21,000 produces a debt-to-earnings ratio of 0.4—a manageable figure that most financial experts consider reasonable. That debt load sits slightly below what similar programs typically carry, which is a plus.
The complication is that Alabama's other business economics programs, including the flagship University of Alabama, show graduates earning closer to $55,500—about $2,000 more annually. That gap isn't enormous, but it compounds over time. Troy's open-admission model and lower average SAT scores may explain some of this difference, though the school serves a substantial population of Pell Grant recipients (42%), suggesting it provides access for students who might not have other four-year options.
For families weighing this program, the estimated debt burden looks manageable relative to expected earnings, particularly if your student values Troy's accessibility and can minimize additional borrowing. However, since these figures are derived from peer programs rather than Troy's actual graduates, consider how your student's performance and career ambitions compare to typical outcomes. If they're aiming for competitive corporate roles, the slightly higher earnings at Alabama's flagship might justify the additional admissions requirements.
Where Troy University Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Compare to Similar Programs in Alabama
Business/Managerial Economics bachelors's programs at peer institutions in Alabama (9 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,792 | $53,219* | — | $21,125* | — | |
| $11,900 | $55,550* | $85,603 | $21,675* | 0.39 | |
| National Median | — | $53,219* | — | $22,250* | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Troy University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 81 similar programs. Actual outcomes may vary.