Analysis
Is Troy's physics program worth roughly $23,400 in debt when similar bachelor's programs nationwide produce first-year earnings around $47,670? The numbers suggest a manageable debt burden—a 0.49 debt-to-earnings ratio means graduates from comparable programs can typically cover their debt load in under six months of gross pay. That's a reasonable starting point for a technical degree, though physics majors often pursue graduate education before reaching their full earning potential.
The challenge here is uncertainty. With 790 physics programs nationwide but limited published data, these estimates draw from national medians rather than Troy-specific outcomes. Alabama has 11 physics programs, but we lack state-level comparison data to gauge whether Troy's accessible admission profile (93% acceptance rate) translates to different career trajectories than more selective programs. Physics degrees can lead anywhere from teaching to engineering to data science, and career path matters more than credential alone.
For families considering this program, the estimated debt load sits at a manageable level if your student plans to enter the workforce directly or pursue funded graduate work. But recognize you're making this decision without school-specific evidence about where Troy physics graduates actually land or what they earn. If your child is committed to physics specifically and values Troy's accessible environment, the estimated numbers don't raise red flags—but you'll want direct conversations with the department about recent graduate outcomes before committing.
Where Troy University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,792 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Troy University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.