Analysis
Tufts' psychology program sits in a complicated middle ground. While first-year earnings estimated from comparable Massachusetts programs suggest around $37,000—above the national benchmark for psychology degrees—that figure lags meaningfully behind what similar credentials from Bentley ($62,000) or Boston College ($45,000) produce. The four-year earnings mark of $54,000 shows growth, but the starting salary relative to Tufts' highly selective admission profile (10% acceptance rate, 1513 average SAT) raises questions about immediate career positioning.
The estimated $27,000 in debt aligns closely with state norms for private institutions, yielding a manageable 0.73 debt-to-earnings ratio. That's workable compared to many psychology programs nationally, where debt often outpaces first-year income. The real concern isn't affordability in strict numerical terms—it's opportunity cost. Students admitted to Tufts likely have options at similarly competitive schools, and this program's outcomes appear pedestrian against that peer group.
For families banking on Tufts' brand to translate into stronger early earnings, these estimates suggest tempering expectations. Psychology bachelor's degrees typically require graduate education for higher-paying career paths, meaning the four-year earnings figure may better represent this credential's practical ceiling without additional schooling. If your child is set on psychology and views this as a stepping stone to graduate work, the debt load won't derail those plans—but the Tufts premium isn't buying outsized early returns in this field.
Where Tufts University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Tufts University | — | $53,659 | — |
| Boston College | $44,760 | $59,196 | +32% |
| Williams College | $43,943 | $57,158 | +30% |
| College of the Holy Cross | $41,099 | $56,085 | +36% |
| University of Massachusetts-Amherst | $32,223 | $53,442 | +66% |
Compare to Similar Programs in Massachusetts
Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $67,844 | $36,873* | $53,659 | $27,000* | — | |
| $58,150 | $62,218* | — | $25,494* | 0.41 | |
| $67,680 | $44,760* | $59,196 | $18,000* | 0.40 | |
| $64,860 | $43,943* | $57,158 | $13,416* | 0.31 | |
| $39,212 | $43,646* | $50,853 | $27,000* | 0.62 | |
| $60,850 | $41,099* | $56,085 | $27,000* | 0.66 | |
| National Median | — | $31,482* | — | $25,500* | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tufts University, approximately 12% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 33 similar programs in MA. Actual outcomes may vary.