Analysis
Peer accounting associate programs across Oregon consistently produce stronger first-year earnings than what we'd expect here—Chemeketa and Portland Community College graduates earn $41,000-$43,000, while comparable national programs suggest $37,000 for Umpqua's students. That $5,000-$6,000 gap matters when you're servicing debt, and it raises questions about whether Roseburg's smaller job market limits the program's value proposition. The estimated debt of $16,000 is at least more manageable than the $20,000 typical for Oregon accounting programs, keeping the ratio reasonable at 0.43.
The practical challenge is location. Accounting jobs exist everywhere, but entry-level positions in larger Oregon markets simply pay more. If your child plans to stay in the Roseburg area after graduation, these estimated earnings might be realistic—but they'd likely need to relocate to Portland or Salem to match what other Oregon community college accounting graduates achieve. The lower estimated debt helps offset some of this concern, but it doesn't eliminate the earnings disadvantage.
Given that these figures are extrapolated from peer programs rather than actual Umpqua outcomes, treat this as a tentative financial picture. The fundamental question is whether your child can be mobile after graduation. If relocation to a larger Oregon market is feasible, the program's lower debt could make it worthwhile despite the weaker starting point. If staying local is the plan, understand that accounting work in Roseburg may not provide the same financial returns as the same credential would elsewhere in the state.
Where Umpqua Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Oregon
Accounting associates's programs at peer institutions in Oregon (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,909 | $37,001* | — | $15,979* | — | |
| $6,210 | $42,808* | $44,382 | —* | — | |
| $5,040 | $40,816* | $37,812 | $20,031* | 0.49 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Umpqua Community College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.