Est. Earnings (1yr)
$50,104
Est. from KY median (11 programs)
Est. Median Debt
$27,000
Est. from KY median (4 programs)

Analysis

Based on comparable accounting programs in Kentucky, Union Commonwealth University's bachelor's degree comes with an estimated debt load of $27,000—slightly above the state median—while projected first-year earnings of $50,104 align exactly with Kentucky's typical outcomes for accounting graduates. That debt-to-earnings ratio of 0.54 suggests manageable repayment, but the estimates here matter: with over half of students receiving Pell grants and an average SAT of 965, Union Commonwealth serves a student population that may face different employment outcomes than the state median suggests.

The estimated earnings fall about $7,000 short of what Kentucky's flagship programs report ($59,474 at UK, $58,803 at Transylvania), though they track closely with what Northern Kentucky and Louisville graduates actually earn. For accounting—a field with relatively standardized entry-level positions and CPA pathways—this gap is worth noting but not necessarily disqualifying. The real question is whether Union Commonwealth's graduates access the same regional accounting markets as their peers at larger Kentucky programs.

The numbers suggest a viable path if your student can keep borrowing near the estimated $27,000, but there's meaningful uncertainty here given the lack of program-specific data. Visit campus to understand job placement specifics: which firms recruit on campus, how many graduates sit for the CPA exam, and whether recent alumni landed roles in Louisville or Lexington versus smaller regional markets.

Where Union Commonwealth University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Compare to Similar Programs in Kentucky

Accounting bachelors's programs at peer institutions in Kentucky (22 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Union Commonwealth UniversityBarbourville$30,946$50,104*$27,000*
University of KentuckyLexington$13,212$59,474*$67,805$23,250*0.39
Transylvania UniversityLexington$44,980$58,803*$62,272$27,000*0.46
Thomas More UniversityCrestview Hills$38,400$55,385*$27,000*0.49
Northern Kentucky UniversityHighland Heights$10,896$52,425*$61,901$23,750*0.45
University of LouisvilleLouisville$12,828$51,923*$64,110$19,374*0.37
National Median$53,694*$25,000*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Union Commonwealth University, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in KY. Actual outcomes may vary.