Analysis
Union Commonwealth serves a predominantly working-class student body—half receive Pell grants—but unfortunately the small sample size means we can only estimate what graduates actually earn. Based on nine comparable bachelor's-level social work programs across Kentucky, first-year earnings around $35,257 appear typical for the state, landing right at Kentucky's median and just shy of the $37,296 national benchmark. The estimated $27,000 debt load yields a manageable 0.77 ratio, slightly below both state and national debt norms for this field.
The challenge is that social work salaries start modest everywhere—even Kentucky's top performers like Brescia and Northern Kentucky only push into the high $37,000s. This creates financial pressure regardless of where you study, particularly if your child needs to carry debt. The question becomes whether Union Commonwealth's program delivers the clinical training and field placement connections that matter most in this credentials-driven profession, where licensure requirements and practical experience often matter more than the institution's name.
For a family weighing this investment, the debt-to-earnings picture suggests sustainability if your child stays on track. But recognize you're making this decision with estimated figures rather than this school's actual graduate outcomes. If possible, ask the university directly about licensure pass rates and where recent graduates are working—those practical markers matter more than salary projections when the starting wage is fundamentally limited by the field itself.
Where Union Commonwealth University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Kentucky
Social Work bachelors's programs at peer institutions in Kentucky (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,946 | $35,257* | — | $27,000* | — | |
| $30,450 | $37,841* | $43,165 | $49,254* | 1.30 | |
| $10,896 | $37,037* | $39,098 | $28,906* | 0.78 | |
| $13,212 | $36,312* | $38,817 | $26,875* | 0.74 | |
| $9,838 | $35,300* | $35,689 | $32,002* | 0.91 | |
| $12,828 | $35,257* | $40,047 | $25,209* | 0.72 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Union Commonwealth University, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in KY. Actual outcomes may vary.