Est. Earnings (1yr)
$35,257
Est. from KY median (9 programs)
Est. Median Debt
$27,000
Est. from national median (138 programs)

Analysis

Union Commonwealth serves a predominantly working-class student body—half receive Pell grants—but unfortunately the small sample size means we can only estimate what graduates actually earn. Based on nine comparable bachelor's-level social work programs across Kentucky, first-year earnings around $35,257 appear typical for the state, landing right at Kentucky's median and just shy of the $37,296 national benchmark. The estimated $27,000 debt load yields a manageable 0.77 ratio, slightly below both state and national debt norms for this field.

The challenge is that social work salaries start modest everywhere—even Kentucky's top performers like Brescia and Northern Kentucky only push into the high $37,000s. This creates financial pressure regardless of where you study, particularly if your child needs to carry debt. The question becomes whether Union Commonwealth's program delivers the clinical training and field placement connections that matter most in this credentials-driven profession, where licensure requirements and practical experience often matter more than the institution's name.

For a family weighing this investment, the debt-to-earnings picture suggests sustainability if your child stays on track. But recognize you're making this decision with estimated figures rather than this school's actual graduate outcomes. If possible, ask the university directly about licensure pass rates and where recent graduates are working—those practical markers matter more than salary projections when the starting wage is fundamentally limited by the field itself.

Where Union Commonwealth University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Compare to Similar Programs in Kentucky

Social Work bachelors's programs at peer institutions in Kentucky (15 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Union Commonwealth UniversityBarbourville$30,946$35,257*—$27,000*—
Brescia UniversityOwensboro$30,450$37,841*$43,165$49,254*1.30
Northern Kentucky UniversityHighland Heights$10,896$37,037*$39,098$28,906*0.78
University of KentuckyLexington$13,212$36,312*$38,817$26,875*0.74
Morehead State UniversityMorehead$9,838$35,300*$35,689$32,002*0.91
University of LouisvilleLouisville$12,828$35,257*$40,047$25,209*0.72
National Median—$37,296*—$26,362*0.71
* Estimated from similar programs

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Union Commonwealth University, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in KY. Actual outcomes may vary.