Accounting at Universidad Adventista de las Antillas

For a program serving predominantly Pell-eligible students in Puerto Rico, an associate's degree with estimated debt of $26,291 raises immediate affordability concerns. Based on national peer programs, first-year earnings around $37,000 might seem reasonable—until you consider that actual reported outcomes from accounting programs in Puerto Rico suggest earnings closer to $26,000. If graduates from Universidad Adventista face the Puerto Rico job market reality, that debt burden becomes substantially heavier than the 0.71 ratio suggests.

The debt figure itself is particularly worrisome. While comparable programs nationally carry median debt of $19,354, this estimate sits nearly $7,000 higher. In Puerto Rico specifically, similar programs report median debt of just $16,500—making this estimate nearly 60% above the local benchmark. For families already facing financial constraints (indicated by the 80% Pell grant rate), borrowing this much for an associate's degree creates significant repayment pressure, especially if actual earnings track closer to Puerto Rico norms than national ones.

Given the small graduate cohort that triggered data suppression, prospective students should request placement and earnings outcomes directly from the school before committing. If graduates are securing mainland positions at national salary levels, the investment pencils out differently than if they're competing in Puerto Rico's lower-wage market with above-average debt loads.