Human Resources Management and Services at Universidad Ana G. Mendez-Cupey Campus
Bachelor's Degree
uagm.eduAnalysis
A debt-to-earnings ratio of 0.30 suggests manageable student loan obligations—estimated debt of $15,000 against first-year earnings around $50,000 based on national HR program outcomes. What's particularly striking is how that debt figure compares to the state picture: while most HR bachelor's programs in Puerto Rico carry a median debt of just $8,688, this estimate of $15,000 is still far below the national median of $26,625. For a school where 69% of students receive Pell grants, keeping debt in check matters enormously.
The earnings estimate of roughly $50,000 mirrors the national median for HR programs, which provides some reassurance about career prospects. However, it's worth noting that these figures come from peer institutions rather than this campus's actual graduate outcomes, so there's inherent uncertainty about how well they predict what students here will experience. Puerto Rico's economy differs substantially from the mainland, and actual starting salaries for HR roles could vary based on local market conditions.
For families weighing this program, the key question is whether $15,000 in debt for a degree that appears to lead to roughly $50,000 in first-year earnings represents a reasonable investment. The math works on paper—you'd need to dedicate about 30% of first-year earnings to pay off loans quickly—but verify what actual graduates from this campus are earning and where they're working before committing.
Where Universidad Ana G. Mendez-Cupey Campus Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Compare to Similar Programs Nationally
Human Resources Management and Services bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,920 | $50,361* | — | $15,000* | — | |
| $34,290 | $83,475* | $70,999 | $31,872* | 0.38 | |
| $17,228 | $82,714* | $92,289 | $14,225* | 0.17 | |
| $65,997 | $82,255* | — | $38,832* | 0.47 | |
| $34,595 | $80,566* | — | $29,812* | 0.37 | |
| $25,220 | $77,897* | $68,524 | $32,111* | 0.41 | |
| National Median | — | $50,361* | — | $26,625* | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Universidad Ana G. Mendez-Cupey Campus, approximately 69% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 169 similar programs. Actual outcomes may vary.