Human Resources Management and Services at Universidad Ana G. Mendez-Gurabo Campus
Bachelor's Degree
uagm.eduAnalysis
The estimated $15,000 debt load stands out immediately—roughly half the national median for HR bachelor's programs and closer to Puerto Rico's typical $8,688 for this field. For a campus serving predominantly Pell-eligible students (83%), that lower debt burden matters significantly, even as we're working from state program estimates rather than this specific school's outcomes.
The trickier part is the earnings picture. Peer HR programs nationally suggest first-year earnings around $50,000, but Puerto Rico's economic context typically produces lower wages than mainland figures. If actual outcomes skew toward local market rates rather than national ones, that estimated 0.30 debt-to-earnings ratio could look less favorable in practice. The challenge is that with limited reported data across Puerto Rico's HR programs, we're extrapolating from a small set of comparable schools.
What this really means: you're potentially looking at manageable debt paired with earnings uncertainty tied to Puerto Rico's job market. The low borrowing estimate is encouraging for a program serving this student population, but verify whether graduates typically stay on the island (where wages may be lower) or leverage HR credentials for mainland opportunities. The financial picture hinges entirely on where your student plans to work after graduation.
Where Universidad Ana G. Mendez-Gurabo Campus Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Compare to Similar Programs Nationally
Human Resources Management and Services bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,920 | $50,361* | — | $15,000* | — | |
| $34,290 | $83,475* | $70,999 | $31,872* | 0.38 | |
| $17,228 | $82,714* | $92,289 | $14,225* | 0.17 | |
| $65,997 | $82,255* | — | $38,832* | 0.47 | |
| $34,595 | $80,566* | — | $29,812* | 0.37 | |
| $25,220 | $77,897* | $68,524 | $32,111* | 0.41 | |
| National Median | — | $50,361* | — | $26,625* | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Universidad Ana G. Mendez-Gurabo Campus, approximately 83% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 169 similar programs. Actual outcomes may vary.