Analysis
A debt-to-earnings ratio of 0.57 looks manageable on paper—similar programs nationally suggest graduates earn around $47,500 in their first year while carrying roughly $27,000 in debt. That translates to about seven months of gross income to cover the loan balance, which falls within reasonable bounds. However, these figures come from peer institutions nationwide, not from actual outcomes at Universidad del Sagrado Corazón specifically, making it harder to assess how this school's particular strengths or regional employment dynamics might affect results.
Puerto Rico's economic context adds another layer of complexity. While the estimated earnings align with national business degree medians, the island's job market operates differently from the mainland, with distinct salary scales and industry concentrations. The school serves a predominantly Pell-eligible population (71%), suggesting many families are making significant financial sacrifices for this credential. Without reported data from the 10 business programs across Puerto Rico, it's difficult to know whether graduates here face better or worse prospects than the national baseline suggests.
The bottom line: If your child is committed to working in Puerto Rico after graduation, talk directly with the school's career services office about actual placement rates and starting salaries for recent graduates. The estimated numbers suggest a defensible investment, but you need ground truth about where graduates actually land and what they earn in the local market before committing.
Where Universidad del Sagrado Corazon Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs Nationally
Business/Commerce bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,360 | $47,506* | — | $27,000* | — | |
| $11,678 | $94,041* | — | —* | — | |
| $60,438 | $77,828* | $115,546 | $19,500* | 0.25 | |
| $64,758 | $76,722* | $91,708 | $18,899* | 0.25 | |
| $54,844 | $74,886* | $90,608 | $15,000* | 0.20 | |
| $63,141 | $74,868* | $91,376 | $24,000* | 0.32 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Universidad del Sagrado Corazon, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 242 similar programs. Actual outcomes may vary.